Fixed rate bonds are sometimes perceived as complicated investments, however they are purely savings accounts designed for savers to deposit their funds over a set period of time.
Interest rates for fixed rate bonds tend to be higher than their instant access counterparts, although savers must be committed to locking their cash away for the designated period.
Accessing funds during this time can result in penalties, such as loss of interest or even account closure. Here is a selection of the best fixed rate bonds available at present.
West Brom BS
United National Bank
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