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Product focus: ISAs

Product focus: ISAs

Category: Savings

Updated: 22/12/2011
First Published: 21/12/2011

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.
Individual Savings Accounts, or ISAs as they are commonly known, are a popular choice among investors as the interest accrued is interest free.

Although there are a few months to go until ISA season, there are still a range of competitive ISA products to choose from.

Here is a selection of some of the best deals available at the moment.

AA - AA Internet Access ISA (Issue 2)

  • This account pays a variable rate of 3.05% on its anniversary including a bonus of 1.35% for twelve months.
  • Savers can invest a minimum of £500.
  • No advance notice is required to access funds, although all withdrawals must be made via a nominated account.
  • Transfers in are not accepted.
  • The account is available to savers aged 18 and over and can be operated online only.

ING Direct - ING Direct Cash ISA

  • This account pays a monthly rate of 2.96% including a bonus of 1.96% for twelve months.
  • Savers can invest a minimum of £1.
  • Funds can be accessed without advance notice or penalty, although all withdrawals must be made via a nominated account or transferred to an ING Direct savings account.
  • Transfers in are not accepted.
  • The account can be operated by telephone or online by savers aged 18 and over.

Santander - Flexible ISA Issue 4

  • Santander 's variable ISA pays an annual rate of 2.81% including a bonus of 2.31% variable for twelve months.
  • Savers can invest a minimum of £1.
  • No advance notice is needed to access funds.
  • Transfers in are not accepted.
  • The account is available to savers aged 16 and over and can be operated in branch, by telephone or online.

Looking for a Cash ISA - Compare cash isa rates and best isa rates for transfers

Request a FREE ISA Savings brochure now


Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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