Many people dip into their savings funds to help cover the costs of Christmas and New Year. Accounts which do not need advance notice to access money may be the best choice for those who require funds at short notice.
Here is a selection of some of the best no notice accounts.
Manchester Building Society – Premier Instant Issue 7
Launched recently by Manchester Building Society, this account pays an annual rate of 2.66%. Savers can invest between £1,000 and £50,000. Funds can be accessed instantly without advance notice, although up to three withdrawals are permitted each calendar year. Must be new money to the institution. The account can be operated in branch or by post by savers aged 18 and over.
Santander – Instant Access Saver (Special Issue 3)
This account pays 2.50% on its anniversary including a bonus of 1.50% for twelve months. The bonus is not available to savers who have held an Instant Access Saver account in the past twelve months. Investments range between £1,000 and £2m. Funds can be accessed without advance notice by cash or transferring to another account. The account is available to savers aged 11 and over and can be operated in branch or by telephone.
West Bromwich Building Society – Branch Easy Access Saver
This account pays an annual rate of 2.30%. Savers can invest between £1,000 and £1m. Funds can be accessed instantly, although only two withdrawals are permitted a year. On the third withdrawal the rate will revert to 0.05% until 1st April each year when a new tax year begins. The account is available to savers of all ages and can be operated in branch only.
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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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