No access accounts remain a popular choice for many savers, mainly due to the convenience of being able to access funds almost immediately.
Savers who wish to access their funds at short notice have a wide range of deals to choose from. Here is a snapshot of the best no notice deals, without bonuses, currently available.
No Notice Saver Direct – West Bromwich Building Society
This new deal offers savers a variable rate of 2.80 per cent. Three withdrawals can be made penalty free each year via BACS payment, while 0.05% is paid on the fourth withdrawal until 1st May each year. Savers can invest between £1000 and £1 million and there is the option of monthly interest at the slightly lower rate of 2.76 per cent. The gross rate is guaranteed to be at least Bank Base Rate until 30th April 2010.
Direct Access - Scarborough Investments Direct
The Direct Access account from Scarborough Investments Direct currently offers a rate of 2.7 per cent. The maximum investment is between £1000 and £500,000, while the funds can be access through BACS payment or debit card. Interest is paid yearly while the gross rate is guaranteed to be at least 1.26 per cent above Bank Base Rate until 31st May 2010.
Postal Account - Stroud & Swindon Building Society
This account has a variable rate of 2.25 per cent. As it is operated via the post, all withdrawals must be made by cheque, while the minimum withdrawal amount is £1000. Investments range from £1000 up to £500,000 and there is a monthly interest option at 2.23 per cent. Gross rate is guaranteed to be at least 0.25 per cent above Bank Base Rate until 30th September 2010.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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