If you can give a small amount of notice before accessing your savings then you can gain higher rates than you would on an easy access account. If you don't need regular access to your money this could be a good way of earning more interest.
United National Bank – 3 Month Gold Deposit
The 3 Month Gold Deposit account from United National Bank is the highest paying variable account on the market. The account pays 3.50 per cent and savers can invest up to £1 million. The account is operated in branch or by post and savers must give three months notice to access funds. Earlier access is available at the banks discretion, subject to a 2.00 per cent penalty.
Stroud & Swindon Building Society – 50 Plus Notice
The 50 Plus Notice account from Stroud & Swindon Building Society is open to savers aged 50 years and over. The account pays 3.20 per cent, which includes a 1.20 per cent bonus until 30 June 2010. Monthly interest is also available for those requiring a more regular income. Savers can invest between £1,000 and £500,000 into the account, which is operated in branch, by post or telephone. Savers must either give 90 days' notice to make a withdrawal or lose 90 days' interest for earlier access.
Secure Trust Bank – 60 Day Notice
Secure Trust Bank is currently paying 3.11 per cent on its 60 Day notice account. Savers can invest between £1,000 and £500,000 into the account, which is operated by branch or post. Up to three withdrawals per annum are permitted from the account and savers must give 60 days' notice or lose 60 days' interest for earlier access
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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