Savers who prefer to operate their accounts via the internet have a wide range of accounts to choose from. For those who do not require short term access to funds, notice accounts may be best.
Here are the current top three online accounts, which all require 30 days' advance notice.
Melton Mowbray – Online 30 Day Notice
This account pays a monthly rate of 2.55%. Savers can invest between £1,000 and £250,000. As the name suggest, 30 days' notice is required. Early access is allowed, although this is subject to 30 days' loss of interest. The maximum daily withdrawal allowed is £10,000. Savers must be aged 16 and over.
Market Harborough Building Society – onthedot 30 Day Notice
The onthedot 30 days notice account pays a rate of 2.55%. A monthly interest option is available at 2.40%. Savers can invest between £1 and £150,000. Early access is allowed, subject to 30 days' loss of interest. Savers must be aged 16 and over and although the account is operated online only, the initial deposit must be made by personal cheque.
FirstSave – 30 Day Notice
This account pays a rate of 2.00%. The AER is guaranteed to be at least 0.25% above bank base rate until 1st January 2010 and at least equal to bank base rate until 1 January 2012. A monthly interest option is available at 1.98%, with the AER guaranteed to be 1.50% above bank base rate. Savers can invest between £100 and £2 million. Early access is allowed, subject to 30 days' loss of interest. Withdrawals and additions must be made via a nominated account. Savers must be aged 18 and over.
Compare internet accounts
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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