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Product focus: Variable cash ISAs

Product focus: Variable cash ISAs

Category: Savings

Updated: 15/03/2012
First Published: 15/03/2012

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

The ISA season has gathered pace with a host of providers launching their latest tax-free accounts.

Here is a selection of the current top variable cash ISAs, all of which include introductory bonuses for the initial twelve months.

AA - Internet Access ISA (Issue 3)

  • AA's market-leading account pays a rate of 3.50% on its anniversary including a bonus of 3.00% for twelve months.
  • Savers can invest a minimum of £2,500.
  • No advance notice is required to access funds, although all withdrawals must be made via a nominated account.
  • Transfers in are not accepted.
  • The account is available to savers aged 18 and over and as the name suggests, can be operated online only.

Cheshire BS - Direct Cash ISA (Issue 1)

  • This postal account pays an annual rate of 3.35% with an introductory bonus of 2.35% until 30.9.13.
  • Savers can invest a minimum of £1,000.
  • Funds can be accessed without advance notice or penalty.
  • Transfers in are not accepted.
  • The account is available to savers aged 16 and over.

Santander - Direct ISA Issue 9

  • This account pays 3.30% annually including a bonus of 2.80% for twelve months.
  • Savers can invest a minimum of £2,500 and access funds can be accessed without advance notice or penalty.
  • Transfers in are accepted.
  • The account can be operated by investors aged 16 and over by telephone or online.

Download our free Beginner's Guide to ISAs to find out how to use your 2011/12 ISA allowance.

You will need a PDF reader such as Adobe Reader to download this guide.

Looking for a Cash ISA - Compare cash isa rates and best isa rates for transfers

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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