SAGA has replaced its three year fixed ISA with much improved rates.
The three year postal operated fixed rate Cash ISA pays 4.00% yearly (3.93% monthly) on a minimum investment of £1.
Earlier access and transfers out on 270 day loss of interest in year one, 180 day loss of interest in year two and 90 day loss of interest in year three. No further additions are permitted, but transfers in can be made.
Now paying 4.00%, it sits just below the market leaders for a similar period.
Four out of five Moneyfacts stars have been awarded.
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