The Government's plan to put money that has not been touched for well over a decade to good use, but with a bit of rooting around you might find some funds you long forgot about.
Last month, David Cameron unveiled plans that will see accounts that have remained untouched for 15 years or so raided by the Government.
Funds will be used to serve the 'Big Society Bank' which is to help finance social enterprise and voluntary groups.
While a worthy cause, people up and down the UK will likely be shocked into action by the thought of somebody laying their hands on their money.
It is thought that some £500 million currently sits in dormant bank accounts, with millions more sitting in other investments and pensions.
If you think a small or even sizeable chunk of that money might well have your name on it, then the good news is that there are ways of tracking down these accounts.
This is because the Building Societies Association, the British Bankers' Association and National Savings and Investments have launched the mylostaccount website, where consumers can carry out a search. With the amounts potentially at stake, it's certainly worth a go.
So what to do if you're fortunate enough to recover some lost booty?
If you have heavy debts that needed clearing yesterday then the decision is a no brainier.
If you've got your personal finances in order, however, then using the funds to build up a decent savings egg could be an option to explore, especially given you'd forgotten about it in the first place!
There are many options open to you and your new found wealth.
If, having only just recovered the money, you'd prefer to have instant access to it, Halifax offers a rate of 2.60% on balances of just £1 or more with its Web Saver Extra.
If you're don't mind locking it away for another year, then ICICI offers a short term bond that pays a rate of 3.10% on minimum investments of £1,000.
For those with a smaller haul, Northern Rock offers an only slightly smaller rate of 3.00% on its one year fixed rate bond, and you can always top your balance up as it allows additions.
If you take the view that having been without your money for a decade and a half, another five years won't matter, a market leading 4.75% rate is available from ICICI Bank on balances of £1,000 or more.
Lastly, if you'd like to thwart the taxman as well as the Government, then the Nationwide e-ISA offers a rate of 2.65%, with the added bonus that withdrawals are allowed.
If you'd like to invest your new found wealth, a full overview of market leading accounts can be found at the Moneyfacts.co.uk Best Buy tables
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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