Yorkshire Bank has made its 95% loan-to-value mortgage even more attractive by reducing its interest rate.
The Fixed Rate Mortgage for first time buyers offers a rate of 5.99% and offers an incentive package of free valuation and no fees.
The changes make it a leading product, and borrowers can bring the rate down even more if they manage to save up for a 10% deposit.
Four out of five Moneyfacts stars have been awarded.
Find the best low deposit mortgage for your first home.
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