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Are you taking to the slopes this half term?

Are you taking to the slopes this half term?

Category: Travel insurance

Updated: 12/02/2016
First Published: 11/02/2016

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

The February half term holiday is the perfect excuse to pack up your things and head to a winter resort to have some fun in the snow – but have you checked that your travel insurance will cover you for your winter sporting activities?

Increased claims

According to research by Aviva, 57% of parents questioned would consider taking a winter sports break with their family, but it seems that half term could be a risky time to go – Aviva found that more than twice the average number of winter sports travel claims are made during the February half term in comparison with the rest of the ski season, which means that checking you have the necessary insurance in place is an absolute must.

However, it seems that some parents are overlooking the risks, with more than half (55%) saying that they only occasionally take out travel insurance when going on holiday with their family, while a similar number (47%) say that they don't always check that winter sports activities are covered. This is surprising considering that more than half of those questioned admit that either they or an immediate family member had suffered an accident or near-miss while enjoying the slopes.

Not having the necessary cover in place could be costly and medical treatment can soon add up – indeed, the average cost of a winter sports claim is around £1,000. Could you afford to cover the cost?

An up-to-date EHIC can provide you with some measure of medical cover, but it may be the case that not all treatment costs and services will be covered. An EHIC also won't cover a mountain rescue or, if the worst happens, repatriation. So, if you are looking forward to a bit of skiing or snowboarding with your family this half term, make sure you're covered! Shop around for the best deals and check that winter sports are included. If you plan on going off-piste, it is also important to ensure that this will be covered as not all winter insurance will automatically include this.

Then, once you've found the right insurance and you've packed all your gear, all you need to do is look forward to a snowy and active winter getaway.

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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