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Planning an Easter break? Don’t forget insurance!

Planning an Easter break? Don’t forget insurance!

Category: Travel insurance

Updated: 17/04/2014
First Published: 17/04/2014

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Chocolate eggs, bouncing bunnies and that all-important four-day weekend. It can only mean one thing – Easter is upon us! A lot of people will choose to take advantage of the long bank holiday by heading off on a well-earned break, but before you pack your bags and head for the airport (or the garage), there's one thing you need to remember. Travel insurance!

Why do I need insurance?

Getting a suitable travel insurance policy is an absolute must, and this applies no matter how long you're away for or how far your journey will take you. Even a weekend away at the coast will need suitable cover – you never know what could be around the corner, and it's essential that you're prepared for every eventuality.

It'll protect you from any unforeseen circumstances that might affect your finances, such as lost luggage, damage or theft of possessions/money, medical treatment when abroad, cancelled flights or even entire holidays, because there'd be nothing worse than planning a relaxing break only to find it cost far more than you anticipated. Cover can be incredibly affordable too, particularly for short breaks in the UK – you can often get cover from just a few pounds – so what have you got to lose?

Get the cover to suit

There are various levels of cover you can choose from depending on your requirements. At the most basic end of the scale you'll need a standard, single-trip policy that will cover you for one domestic or European holiday, without any added frills (if you're planning a last-minute break, this one could be ideal).

However, annual multi-trip insurance would be more appropriate for those planning on taking more than a couple of holidays a year, and remember you'll need to check you're covered internationally if you're planning on heading further afield (you might not be for a four-day weekend, but you never know!).

There are various add-ons you'll be able to get as well, such as cover for winter sports, hazardous activities or expensive possessions not always included in standard policies (such as golf clubs or high-tech gadgets) – it all comes down to your individual circumstances and what you're planning to get up to on your trip.

It's not too late!

Even if you're heading off in just a few hours time, it's not too late to get cover. It's often a good idea to buy your insurance when you book your holiday but a lot of people leave it to the last minute, and even if you've yet to get a policy – or are planning a truly last-minute getaway and haven't arranged things yet – there's still time. The wonder of the internet means you can be fully insured in just a few clicks of the mouse, so what are you waiting for? Compare the options and be totally covered in time for your Easter break!

What next?

Get a travel insurance quote.

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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