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Travellers fail to protect their luggage

Travellers fail to protect their luggage

Category: Travel insurance

Updated: 05/07/2013
First Published: 05/07/2013

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Millions of people will be jetting off abroad this summer in search of sun, sea and sand, however, new research has found a large percentage are leaving themselves vulnerable by failing to take out travel cover.

According to the insurance provider =LV, around 16% of travellers have holidayed away from the UK without taking out travel insurance.

An additional number of people who had travel insurance policies in place had neglected to take out separate insurance to cover loss or damage to baggage whilst in transit or the theft of personal items such as laptops or iPads.

Personal belongings are often not included on a standard travel insurance policy, instead being classed as an add-on cover by many insurers.

Furthermore a large number of travellers were unaware that expensive items, such as mobile phones or jewelry are not covered under insurance if they are stored in a plane's overhead lockers whilst flying.

Selwyn Fernandes, managing director of LV= travel insurance, advised travellers to check their policies prior to travelling to make sure they are adequately covered.

"With suitcases and contents worth so much, it is vital that travellers check they have travel insurance in place and are fully protected just in case their belongings go missing or are stolen," she said.

"Travel insurance exists to cover day-to-day belongings rather than a vast array of expensive items. So if you have a number of valuables it is worth checking that any insurance you have in place for them, such as personal possessions, includes cover for when you are abroad."

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