There's one key thing that going on holiday requires – spending money. While you may not want to spend a fortune, you still need to pay for your food and drink, and what about the excursions, museum trips and all-important souvenirs? You'll need a bit of financial input if you want to make your holiday one to remember, and even though you'll probably want a bit of cash, you should never leave for the airport without your trusty travel credit card in tow.
Using a credit card won't be suitable for everyone (in which case a prepaid travel card will be ideal), but for those who budget and are confident that they can pay the balance off in full when they return – perhaps by building up a dedicated holiday fund beforehand – a travel credit card can be ideal.
For starters, you'll be able to benefit from low exchange rates and won't be hit with foreign usage fees, and they'll be great if you want to make a big purchase where a wad of cash just won't do. You probably won't be able to use a credit card on a market stall, but for just about everywhere else, you're golden.
Plastic is a whole lot more secure than cash, too – even if you lose your wallet, you can be safe in the knowledge that your money will be difficult to access (just call your provider and cancel the necessary cards – voila), whereas if you lose hundreds of pounds' worth of foreign currency, it's almost certainly gone for good.
So, without further ado, we present the top travel credit cards that can be a godsend when abroad (we talk more about why you shouldn't use your regular debit or credit card on your travels here). As you can see, they don't charge foreign usage fees and many don't even charge cash withdrawal fees, and with some even offering low purchase rates, you needn't worry about excessive interest either. Happy holidaying!
Information & Rates correct as at: 22.06.2016
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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