OK, we realise that it's a bit early in the year to be talking about Christmas – we're still in the height of summer after all! – but we're mentioning it for good reason. According to research from VoucherCodesPro.co.uk, 34% of savvy British consumers plan to start their Christmas shopping during the summer months, and it could be a great way to keep costs in check.
It seems that these summer shoppers are an organised bunch, with the majority of those planning to start Christmas shopping now expecting it to be complete by September. More than half (56%) said that they were starting early to take advantage of summer sales and stock reductions, while 44% simply like to be prepared, and 41% said they have more money during the summer months.
This level of organisation could pay off, too, with 32% believing that they would save more than £200 by starting their shopping in the summer sales. A further 28% thought they'd save £100 or less, 23% expected to save between £100 and £150, and the remaining 17% thought their advance planning would save them between £150 and £200.
Are you one of the nation's forward planners? If so, just how will you pay for everything?! Hopefully, you'll be using a dedicated Christmas savings pot to cover the cost of your seasonal spend, or even a few pounds a month of disposable income as you're starting so early. However, if you'll be turning to credit, make sure it works hard for you.
Opting for a credit card that charges 0% interest on purchases, for example, could be a great way to spread the cost without interest adding to the bill, or if you're confident about being able to pay off the balance each month, a cashback credit card (or one that offers similar rewards) could be the ideal choice for those who want to get something back from their spending.
However, to really be a savvy spender, you'll want to keep an eye out for the best bargains possible. Buying gifts in the summer sales is just the beginning – what about using vouchers and discount codes? Our dedicated voucher section is chock full of ways to keep your spending to a minimum no matter what you're shopping for, so you needn't blow the budget unnecessarily.
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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