Credit cards Date:
Halifax has increased the introductory 0% balance transfer term on its leading balance transfer credit card to become the joint market-leader, which sees it rise to the top of the Best Buy charts in its sector.
The Halifax 41 Month Balance Transfer Credit Card MasterCard now offers an introductory balance transfer term of 41 months from date of issue. Its retains its introductory balance transfer fee of 3.50% and also boasts a six-month 0% interest term for purchases.
Balances must be transferred within 90 days of account opening in order to benefit from the offer. After the introductory periods have ended, balance transfers will be charged at an annual rate of 18.95% with a 3% fee. Standard purchases will be charged at 18.9% APR.
Borrowers must be at least 18 years old, can apply online or over the phone, and should remember that rates are representative and dependent on credit ratings.
By increasing its introductory term, this already-competitive credit card has managed to outshine its competitors, and secured itself the number one spot as well as the highest Moneyfacts rating.
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