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Halifax’s new top 0% purchase card

Halifax’s new top 0% purchase card

Category: Credit cards
Date: 14/02/2017

MONEYFACTS ARCHIVE
This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Halifax has launched a new 0% purchase credit card, which thanks to its market-leading introductory purchase term heads straight to the top of the Best Buy chart for its sector, earning our highest rating in the process.

The basics…

The Halifax 30 Month Purchase Credit Card MasterCard boasts the longest introductory 0% interest purchase term currently available of 30 months, as well as an introductory interest-free balance transfer term of six months. The latter comes with an introductory balance transfer fee of 3%.

The finer details…

Balance transfers must be completed within 90 days of card issue to benefit from the introductory offer. After the introductory periods have ended, standard purchases will be charged at 18.9% APR, while balance transfers will have an annual rate of 18.95% with the same 3% fee.

The card can be requested online or by post, after which it can also be managed via a smartphone app. Borrowers must be at least 18 years old, and should remember that rates are representative and dependent on credit ratings.

Why we like it…

This market-leading deal will be attractive to anyone looking for the longest possible time to pay off a big purchase, thereby easily earning the card its number one spot in the Best Buys as well as the highest Moneyfacts rating.

Moneyfacts rating: Outstanding

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

 

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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