Julian Hodge Bank has made a slight reduction to its one-year fixed rate ISA, but despite this, it has retained its position in the Moneyfacts charts thanks to its continuing competitiveness.
1 Year Fixed ISA now pays 1.75% yearly, ensuring it continues to sit comfortably among the top 10 accounts of its sector.
The finer details…
This account can be opened and operated in branch, by post and online with a minimum investment of £5,000.
Although further additions are not welcome, it is possible to transfer in existing ISAs, provided they are of a minimum of £5,000. It is also possible to access funds early, although this will result in closure of the account and a penalty. A penalty fee will also apply to transfers away from the account.
Why we like it…
This ISA may have had a slight rate decrease, but it still offers savers a competitive top-10 rate. In addition, it also has the flexibility to transfer in other ISAs and access funds prior to maturity, although this is subject to closure and a penalty fee.
Moneyfacts rating: Excellent
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