Despite Julian Hodge Bank reducing the rates paid on its one and five-year fixed ISAs, they've managed to cling onto their prized charts places thanks to their ongoing competitiveness.
1 Year Fixed ISA now pays 1.55% yearly while its five-year counterpart pays 2.25% yearly, both of which are top-10 rates for their respective terms.
Both accounts can be opened and operated in branch, by post and by phone with a minimum investment of £5,000.
Additional deposits are not welcomed but it is possible to transfer in existing cash and stocks & shares ISAs (minimum £5,000). Withdrawals are also not allowed, although savers do have the option to close an ISA early upon payment of a penalty. A penalty fee will also be charged for transfers away.
These ISAs hold comfortable places in the charts thanks to their attractive rates, which enables them to stand out from the crowd. Extra appeal is added by the fact that both allow transfers in as well as early access, albeit upon closure and the payment of a penalty.
Moneyfacts rating: Excellent
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