Julian Hodge Bank has reduced the rates paid on its range of fixed rate ISAs. However, its two, four and five-year variants have continued to be competitive and kept their chart places as a result.
2 Year Fixed ISA now pays a competitive 1.65% yearly, while its four and five-year counterparts pay respective yearly rates of 1.85% and 2.00%, enabling all three to remain among the top 10 accounts of their respective sectors.
These accounts can be opened and operated in branch, by post and by phone with a minimum investment of £5,000.
Savers are not able to make further additions but transfers in of existing ISAs are allowed, provided they are of a minimum of £5,000. Early access is also possible, although this will result in closure of an account and the payment of a penalty, which will also apply to transfers away.
These accounts have proved their ongoing competitiveness by remaining in the charts, a fact that is sure to be noticed. Savers are also likely to appreciate the flexibility of being able to transfer in existing ISAs and access funds prior to maturity, although they must weigh up the cost of doing so.
Moneyfacts rating: Excellent
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