A rate cut of 0.60% has pushed the first direct variable tracker deal to the top of the 90% loan-to-value (LTV) market.
This product offers a rate of 4.19% variable for term (BBR + 3.69%) to borrowers with deposits of 10% and over.
Purchase and remortgage customers can borrow between £10,000 and £399,999.
Remortgage applicants are offered free legal fees, whilst all borrowers are offered the flexibility to make overpayments.
This mortgage is only available to customers who open or hold an existing first direct current account.
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