NatWest has reduced the rate of its Help to Buy mortgage guarantee product by an impressive 0.28%, earning it a place in the Moneyfacts charts and an "excellent" rating in the process.
This mortgage is priced at 4.61% to 30.6.21 and is available at a loan-to-value (LTV) of 95%. It comes with absolutely no fees, helping keep upfront costs to a minimum.
The deal is offered to house purchase customers with a deposit of just 5%, and it comes with added flexibility in the form of permitting overpayments, provided certain conditions are met.
The rate cut to this mortgage has seen it become a Moneyfacts best buy, with the lack of fee and chance to secure repayments for five years making it a great choice for the first-time buyer.
Moneyfacts rating: Excellent
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