Chelsea Building Society has unleashed a new three-year fixed mortgage onto the market, earning it the highest accolade for its competitive rate and terms.
This mortgage has a highly competitive rate of 3.44% fixed until 30.4.18, which allows it to take a comfortable place in the Moneyfacts charts. It is available at a loan-to-value (LTV) of 90% and has a competitive fee of £475.
This deal is only open to house purchase borrowers with a modest deposit of 10%. A similar product for remortgage customers is also available.
First and second-time buyers with the right deposit can benefit from an incentive package of a £500 rebate, while those looking to remortgage can profit from free legal fees and free valuation.
All borrowers can take advantage of a range of repayment options, with overpayments, underpayments and payment holidays all accepted as long as certain conditions are met.
This deal truly deserves its best buy status – not only does it boast an attractive rate and competitive fee, but it also offers borrowers an attractive incentive and a wide range of repayment options. This is an outstanding product that fully deserves the highest Moneyfacts rating.
Moneyfacts rating: Outstanding
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