Virgin Money has reduced selected rates across its fixed mortgage range, including an impressive cut of 0.60% to its three-year deal. As a result, it has earned a place in the Best Buy chart for its sector, as well as a high Moneyfacts rating.
This mortgage now boasts a rate of 2.74%, fixed to 01.01.2020, at 90% loan-to-value (LTV). It is fee-free.
The deal is offered to all borrowers with the necessary deposit. It comes with a generous incentive package, including £300 cashback for house purchasers, and free legal and valuation fees for remortgagors. It has the added flexibility of allowing borrowers to make overpayments and take payment holidays, provided certain conditions are met.
This deal deserves a place in the chart for its sector, as well as its high rating, due to not only its competitive rate, but also its lack of fee, added incentives and flexibility.
Moneyfacts rating: Excellent
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