Leeds Building Society has reduced rates across its range of 10-year mortgages, with its 65% loan-to-value (LTV) offering enhancing its position in the Moneyfacts charts and securing an "outstanding" rating as a result.
This mortgage is now priced at a market-leading 2.84%, fixed until 30.9.26, after receiving a rate cut of 0.05%. Its fee remains unchanged at £1,499.
The deal is offered to both house purchase and remortgage customers with the necessary deposit, and although no additional incentives are offered, it comes with the flexibility of allowing overpayments and lump sum withdrawals, provided certain conditions are met.
Already a best buy and a market-leader on rate alone, the latest reduction to this mortgage has enhanced its appeal even further, with its nearest rival offering a rate that's a full 0.15% higher. The high fee will easily be outweighed by such a competitive deal, ensuring that it comfortably secures its place in the charts. This is an outstanding product that fully deserves the highest Moneyfacts rating.
Moneyfacts rating: Outstanding
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