Norwich & Peterborough Building Society has launched a collection of five-year fixed rate mortgages that have been awarded the highest Moneyfacts rating for their competitive rates and terms.
These five-year fixed mortgages are available at 65% loan-to-value (LTV) to 95% LTV and have absolutely no product fees. The most competitive rates are the 2.54% at 65% LTV, 2.64% at 70% LTV and 3.94% at 90% LTV.
These mortgages are only available to house purchase customers with the necessary deposits. All borrowers can benefit from a very generous incentive package of free valuation and a £1,000 rebate upon completion.
Considerable repayment flexibility is also offered, with the option to make overpayments, underpayments and payment holidays, provided certain conditions are met.
These mortgages are also available at the same rates through Yorkshire Building Society, Chelsea Building Society and Barnsley Building Society.
These mortgages boast competitive rates, but it is the added extras that really propel them into the spotlight. The absence of any fees combined with an incentive package of free valuation and a generous rebate make these mortgages very attractive while the addition of flexible repayment options ensure that they're great all-rounders. These are outstanding products that fully deserve the highest Moneyfacts rating.
Moneyfacts rating: Outstanding
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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