Clydesdale Bank has amended selected rates across its mortgage range, with one of the deals to benefit from a reduction being its 90% LTV fixed rate product, earning it an "outstanding" rating as a result.
Following a 0.10% reduction, this deal is now priced at 2.39% to 30.11.17 to make it the lowest rate in its sector. It comes with a reasonable fee of £999.
This deal is offered to all borrowers with the necessary 10% deposit, and comes with a generous incentive package for remortgagors of free valuation and free legal fees. It also permits overpayments of up to 10% of the outstanding balance, offering some welcome repayment flexibility.
The mortgage is also available through Yorkshire Bank, taking a prized place on the Moneyfacts charts.
Not only does this mortgage boast the lowest rate in its sector, but it also comes with a reasonable fee and generous incentive package for remortgage customers, making it a highly competitive choice for those with a limited deposit. This is an outstanding product that truly deserves the highest Moneyfacts rating.
Moneyfacts rating: Outstanding
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