Yorkshire Building Society has reduced selected fixed rate deals by up to 0.10%. One of the mortgages to receive the highest cut is its two-year fixed deal, which has enhanced its position in the Moneyfacts charts as a result.
The basics… This deal now has a highly competitive fixed rate of 1.29% until 31.7.17. It is available at a loan-to-value (LTV) of 75% and has a fee of £975.
The finer details… This mortgage is available to first-time buyers, homemovers and remortgagors with a 25% deposit. Although there is no incentive package accompanying this deal, all borrowers can benefit from the considerable repayment options on offer, with overpayments, underpayments and payment holidays all permitted provided certain conditions are met.
Why we like it…
The rate cut to this deal has cemented its position in the charts, something that is bound to be noticed by borrowers, while the range of repayment options gives it a high degree of repayment flexibility. This is an outstanding product that fully deserves the highest Moneyfacts rating.
Moneyfacts rating: Outstanding
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