TSB has reduced selected mortgage rates by 0.10%, including its five-year fixed deal which now boasts the joint-lowest rate for its terms. As a result, it has taken over the number two spot in the Best Buy chart for its sector and earned our highest rating.
This mortgage now offers a joint market-leading rate of 1.99%, fixed to 30.04.2022, at 75% loan-to-value (LTV). It comes with a £995 fee.
This deal is offered to all house buyers with the necessary deposit. It comes with the option to make overpayments and take payment holidays, offering some welcome flexibility.
A version of the mortgage is also available to those who wish to remortgage their home.
The rate cut has made this deal the joint market-leader for its terms, easily earning it its high place in the Best Buys as well as the highest Moneyfacts rating.
Moneyfacts rating: Outstanding
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