Leeds Building Society has reduced the price of its five-year fixed rate mortgage by 0.10%, propelling it into the Moneyfacts charts and winning it an 'outstanding' rating.
The basics…This deal now has a competitive rate of 2.74% fixed until 31.1.21, enabling it to sit comfortably in the charts. It is available at a loan-to-value (LTV) of 80% and has a low fee of £199.
The finer details…First-time buyers, homemovers and those looking to remortgage are all welcome to apply provided they have a 20% deposit. All borrowers can profit from a generous incentive package of free valuation (max £560), while remortgagors can also benefit from help towards costs.
In terms of repayments, borrowers are given the option to make overpayments and take regular lump sum withdrawals, provided certain conditions are met.
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