The Select Access Saver 3 account from Britannia has been pushed higher up the best buy tables thanks to a rate increase of 0.25%.
This account pays 1.75% annually to savers who make up to four withdrawals a year, whilst a lower rate of 0.10% will be paid to those who access their money more than five times a year.
Investments range between £500 and £1 million and no advance access is required to access funds.
Savers who receive the lower rate for accessing their money more than five times a year will return to the higher rate on the 1 January the following year.
The account can be operated by investors aged 16 and over in branch, by post or telephone.
Although advance notice to funds is not required, this account should appeal mostly to savers who do not require regular access to their funds, due to the risk of reverting to a lower rate. Four out of five Moneyfacts Stars have been awarded.
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