3 Year Fixed Rate Bonds - Best 3 Year Bond | moneyfacts.co.uk

3 Year Fixed Rate Bonds

  - Find the best 3 year bond. Compare the best 3 year fixed rate bonds with our independent best buys.
Also look at:

Compare the Best 3 Year Fixed Rate Bonds

Compare
Up to 3 products
side by side
AER Notice / Term Minimum Investment Account Opening Search all 1614 accounts
 

2.20%
3 Year Bond £100
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.07%
expected rate
36 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

1.90%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.90%
36 Month Bond £5000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

1.90%
expected rate
3 Year Bond £25000
  1. No
  2. No
  3. Yes
  4. No
Details...  

1.87%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.87%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.85%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.81%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.80%
3 Year Bond £50
  1. Yes
  2. No
  3. No
  4. No
Details...  
  Sponsored Products  

1.80%
3 Year Bond £1000
  1. Yes
  2. Yes
  3. No
  4. No
Details...
Go to Site
 

1.76%
3 Year Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.70%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.70%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.65%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.45%
3 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. Yes
Details...
Go to Site
 

1.35%
3 Year Bond £2000
  1. Yes
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 
Compare
Last Updated: Tuesday 30 May 2017 09:26

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
Search All Savings Accounts >>
 
Free Brochures and Guides

3 year fixed rate bonds explained

  • Earn a great interest rate
  • Make sure you can commit your money for the full term
  • Majority of 3 year bonds won’t let you access your money early

A 3 year fixed rate bond might be for you if you want to earn a top savings rate, and are prepared to not have access to your money for the 3 year term.

Warning The majority of 3 year rates won’t allow you to access your money before the end of the bond’s term, so be certain you can commit your cash.

Sometimes a bank or building society will let you get at your cash sooner – at the expense of an interest-based penalty. Typically this can be anything up to 270 days’ interest.

The very best 3 year fixed rate bonds are often offered by smaller banks that may not be familiar to you. However, rest assured that all savings account and bond providers that we list on moneyfacts.co.uk have to be part of the UK Financial Services Compensation Scheme (or European equivalent). This guarantees the first £85,000 of savings that an individual has with a bank, in the event that it goes bust. If you have more than this amount to invest, it’s a good idea to spread money between banks and building societies to ensure it’s fully protected.

You normally can’t add to your initial deposit once you’ve opened a fixed rate bond. Some bonds will allow you to make further additions – but only while the product remains available to new customers.

What next?

Savings home
Search all savings accounts

Compare:

Savings guides

 
 
6 of the best regular savings accounts
6 of the best regular savings accounts

We know it can be difficult to get into the habit of saving. Other spending can easily get in the wa... More

New savings account that pays 4% just launched!
New savings account that pays 4% just launched!

The savings market has been showing tentative signs of improvement of late, and happily, this looks ... More

Fixed savings rates rise yet again!
Fixed savings rates rise yet again!

Fixed savings rates are always far higher than their easy access counterparts, and recently they’ve ... More

Britons lacking financial confidence
Britons lacking financial confidence

New findings reveal that people in the UK – especially younger ones – have been lacking financial co... More

How can my cash beat inflation?
How can my cash beat inflation?

Thanks to inflation rising to 2.7% and savings rates languishing among record lows, it’s become hard... More

Sharia’a compliant savings accounts
Sharia’a compliant savings accounts

Islamic savings accounts offer a Sharia’a-compliant way of saving for Muslims living in the UK, as w... More

Depositor protection schemes if a bank goes bust
Depositor protection schemes if a bank goes bust

Find out where your bank or building society is licenced, and what deposit protection guarantees you... More

Is now the time to fix your savings rate?
Is now the time to fix your savings rate?

With some forecasters predicting interest rate cuts by November 2012, we look at the pros and cons o... More

Paragon improves several fixed savings accounts
Paragon improves several fixed savings accounts

Paragon Bank has increased the rates on selected accounts by up to 0.10%, which sees its one and thr... More

Hampshire Trust Bank improves 1yr bond
Hampshire Trust Bank improves 1yr bond

Hampshire Trust Bank has increased the rate on its one-year fixed bond by 0.03%, which sees it move ... More

Virgin’s improved easy access rates
Virgin’s improved easy access rates

Virgin Money has increased the rates on both its ISA and non-ISA easy access accounts by 0.20%, whic... More

Charter’s 2yr bond now number 2
Charter’s 2yr bond now number 2

Charter Savings Bank has increased the rate on its two-year fixed bond by 0.09%, which sees it move ... More

Excellent easy access saver
Excellent easy access saver

Yorkshire BS has amended selected accounts, yet despite these changes its easy access with bonus sav... More

Close