Non-mainstream Loan Provider 2020 Everyday loans |

Winner of the Non-Mainstream Loan Provider of the Year Award 2020

Our awards are voted for by consumers

Every year the Moneyfacts Consumer Awards asks members of the public to vote for the brands that have given them the best customer experience. Moneyfacts is delighted to announce Everyday loans is the winner of the Non-Mainstream Loans Provider of the Year Award 2020.


Congratulations to winners Everyday Loans

  • Achieved a Highly commended in the 2019 Moneyfacts awards
  • Good range of loan products to choose from
  • Customers can borrow a wide range of sums
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Find out more about Everyday Loans and how they can help you access credit even if you've been turned down by mainstream loan providers.

Everyday Loans win for an excellent range of loan products and commitment to responsible lending

"Many congratulations to Everyday loans who topped their Highly commended award in 2019 to take away the winner's trophy in 2020. We short-listed Everyday Loans because of their excellent range of loan products which allow customers to borrow anything from between £1,000 to £15,000."

Michelle Monck, Head of Digital,

Everyday loans would like to thank.....

Customer service is at the very heart of what we do. So, it goes without saying that we’re delighted that it’s been recognised by both industry experts and so many of our borrowers. To receive such a respected award - when we were up against so many other big brands in our category - is very satisfying indeed. We’d like to thank all of our colleagues within our nationwide network of 73 branches for their hard work and ongoing commitment to customer service and satisfaction.

Everyday loan products

Everyday loans products:

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More about Everyday loans

Everyday Loans is the UK’s largest non-standard branch-based lender of unsecured loans. Established in 2006, its geographical reach spans nationwide from Scotland to the South Coast - supporting over 77,000 customers, in 73 branches, with their borrowing needs. And these numbers are growing.

Who borrows from Everyday Loans?

Everyday Loans makes credit available for those who would otherwise not be able to access it. There are around 10 to 14 million Brits - that’s around a quarter of the total UK adult population - who don’t qualify for personal loans through mainstream lenders.

For those who have very little credit or who are unable to qualify for an unsecured personal loan in their own name, Everyday Loans Group offers a product through its growing Guarantor Loan Division which lends to customers under the TrustTwo and George Banco brands.

Reasons why customers borrow

Customers usually borrow from Everyday Loans as they don’t qualify for credit from traditional lenders. This is usually due to relatively minor credit history blemishes, of which it is never judgemental. Everyday Loans recognises that life often doesn’t go according to plan, which puts many of us under financial pressure from time to time.

How Everyday Loans operates

Everyday Loans customers are much more than just a credit score. Of course, credit history is taken into account, but our lending decisions aren’t solely governed by online processes or algorithms. We offer a traditional, friendly and professional service tailored to each customer’s needs.

Everyday Loans recognise that life isn’t often as straightforward as we’d like and believes that each of its customers should have the chance to build a creditworthy future. So, borrowers receive ongoing face-to-face financial support in a professional and approachable branch environment. This really helps to get them back on to a firmer financial footing and a return into mainstream lending.

By adopting this case-by-case approach - which is expertly tailored for each individual customer to have affordable and manageable repayments - Everyday Loans is providing financial solutions to an increasing number of borrowers throughout a rapidly expanding branch network. 24 new Everyday Loans branches have opened their doors in the last 18 months alone, and there are more planned for this year.

Committed to responsible lending

Of course, the company is committed to responsible lending. As well as all the usual credit checks, Everyday Loans adopts a case-by-case approach to customers - meeting face-to-face and authorising loans to suit their individual requirements.

Everyday Loans lends anything from £1,000 to £15,000 subject to status and affordability. They’re often for debt consolidation, home improvements, cars and many other unexpected, emergency purchases.

There are many reasons that customers borrow from Everyday Loans. These are just a few.

  • Its application process doesn’t affect credit scores as it uses Soft Searching Technology. So, if an application isn’t successful, it won't have a negative impact on credit files
  • It offers loans to those with a less than perfect credit score. As long as you’re over 18, a UK resident and be able to afford repayments
  • It’s a direct lender not a broker. It lends the money
  • It doesn’t charge a fee to consider an application
  • Applicants receive a conditional decision in just minutes
  • Customers don't have to be homeowners. It also offers tenants loans and loans to those living with their parents too
  • Its expert customer service team specialises in helping people with less than perfect credit scores – they’re there to understand and to offer a helping hand
  • It genuinely enjoys giving a friendly face-to-face service

There are three simple steps to borrowing from Everyday Loans:

  1. Complete our short online application form at
  2. Receive an initial decision in minutes
  3. Pop into your local branch to complete your loan application. You can find yours here.
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Find out who else was a winner

We received more than 170,000 votes to help decide which brands should be recognised for their service and products. See the full list of winners.

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