Current Accounts Product Details

Santander

Everyday Current Account

Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Overdraft fee of £1.00 per day.

General Account Details

None
Min 18 Years
None
None
None

Account Management

  • Yes
  • No
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £300
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Eligible for Retailer Offers, customers must use online or mobile banking to qualify. Earn up to 15% cashback from selected retailers when using a Santander debit card or credit card

Credit Interest Rates

BalanceGross Rate %AER %
£0.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £1999.99:- £1.00 Per Day. £2000.00 to £2999.99:- £2.00 Per Day. £3000.00 and over:- £3.00 Per Day
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
16:00 same day
N/A
£12.00

Introductory Arranged Overdraft

0% for 4 months on balances of £0.01 and over (Fee waived for first 4 months) :- £0.00 Per Day

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 and over:- £6.00 Per Day
£0.01 and over: £10.00
16:00 same day
N/A
£12.00
£50.00

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

  • 2.75% / 2.75%
  • £1.25 / £1.25

Cash withdrawal in a foreign currency in Europe / Worldwide

  • 2.75% / 2.75%
  • 1.50% (Min £1.99) / 1.50% (Min £1.99)

Service Performance

The table below shows this provider's current account service performance.

The information shown covers all of their main current accounts, not just this specific account.

ServiceCompleted same day %Completed on average (days)Complete for 99% of customers
Open a current account*79% 1 day17 days
Get a debit card0% 7 days7 days
Get Internet banking0% 7 days9 days
Get an overdraft100% 0 days0 days
Replace a lost debit card0% 4 days5 days
* Once all requested documents and information have been received.
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