Current Accounts Product Details

Santander

Everyday Current Account

Representative Example:

Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Overdraft fee of £1.00 per day.

General Account Details

Funding Required:	None
Minimum/Maximum Age:	Min 18 Years
Eligibility:	None

Account Fee:	None
Introductory Account Fee:	None

Account Management

Telephone:
Post:
Internet:
Branch:
Post Office:
Smart Phone Apps:

Facilities

Direct Debits:
Standing Orders:
Cheque Book:
ATM Card:
Debit Card:Visa
Withdrawal Limit:£300
Switch Guarantee:

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on debit card purchases

Eligible for Retailer Offers, customers must use online or mobile banking to qualify. Earn up to 15% cashback from selected retailers when using a Santander debit card or credit card

Credit Interest Rates

Balance	Gross Rate %	AER %
£0.01 +	0.00%	0.00%

Arranged Overdraft

Arranged Overdraft Available:

Minimum Balance	Rate %	EAR %
£0.01	0.00% - Per Month	0.00%

Usage Fee:	£0.01 to £1999.99:- £1.00 Per Day. £2000.00 to £2999.99:- £2.00 Per Day. £3000.00 and over:- £3.00 Per Day
Arrangement Fee:	£0.01 and over:- £0.00 Per Request
Review Fee:	£0.01 and over:- £0.00 Per Request
Grace Period:	N/A
Interest Free Overdraft Buffer:	N/A
Fee Free Overdraft Buffer:	£12.00

Introductory Arranged Overdraft

Introductory Arranged On Transferred Current Accounts

0% for 4 months on balances of £0.01 and over (Fee waived for first 4 months) :- £0.00 Per Day

Unarranged Overdraft

Unarranged Overdraft Available:

Minimum Balance	Rate %	EAR %
£0.01	0.00% - Per Month	0.00%

Fee:	£0.01 and over:- £6.00 Per Day
Paid Referral Fee:	£0.01 and over: £10.00
Grace Period:	N/A
Interest Free Overdraft Buffer:	N/A
Fee Free Overdraft Buffer:	£12.00
Monthly Maximum Charge:	£50.00

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge2.75% / 2.75%
Transaction Charge£1.25 / £1.25

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge2.75% / 2.75%
Transaction Charge1.50% (Min £1.99) / 1.50% (Min £1.99)

Service Performance

The table below shows this provider's current account service performance.

The information shown covers all of their main current accounts, not just this specific account.

Service	Completed same day %	Completed on average (days)	Complete for 99% of customers
Open a current account*	79%	1 day	17 days
Get a debit card	0%	7 days	7 days
Get Internet banking	0%	7 days	9 days
Get an overdraft	100%	0 days	0 days
Replace a lost debit card	0%	4 days	5 days
* Once all requested documents and information have been received.

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