Current Accounts Product Details

Yorkshire Bank

Signature Current Account

Representative Example: Based on an overdraft limit of £500 charged at 12.50% EAR Variable. Overdraft fee of £6.00 per month.

General Account Details

None
Min 18 Years
None
£13.50 Per Month
None

Account Management

  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • MasterCard
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Eligible for My Signature Rewards, an exclusive rewards website providing special offers and discounts.
Eligible for ID Defender. Provides access to Keystroke Encryption Software – Guarded ID – that can be downloaded onto three devices, Web Detect – which checks to see if personal or financial details are being used online, Online Credit Report – giving access to credit history whenever needed and a Specialist Fraud Helpline – providing advice and support if the account holder thinks they have been a victim of identity fraud.
Free worldwide cover for account holder and family. Includes cameras, MP3 players, laptops and iPods against theft, accidental and malicious damage, accidental loss (limited) and electrical or mechanical breakdown up to an original retail value between £50 and £750 and under 5 years old at point of claim. Also covers accessories, involved in the incident, up to £250 per claim. 2 claims per 12 months. Excess up to £50.
Free worldwide cover for iPhones, Blackberrys and Android phones against theft, accidental and malicious damage, loss and electrical or mechanical breakdown up to an original retail value of £750. One phone per account holder. Also covers accessories, involved in the incident, up to £250 per claim. Unauthorised charges cover - up to a maximum of £1K per claim for a contract phone or £100 for pay as you go. 2 claims per 12 months. Excess up to £100.
My Data Backup - an online service that can back up smartphone data and recovers it if something happens to the handset.
Eligible for linked Signature Savings Account.
Free UK Green Flag car breakdown cover. Covers any vehicle the account holder is either the driver or passenger in at home or on the roadside.
Free. Covers account holder, partner and up to 4 dependent children aged under 18. Max cover age 74 years old. Available on trips up to 31 days. Includes winter sports (limit 17 days), golf, wedding and business cover. Provides cancellation, delay, baggage and natural catastrophe travel cancellation and expenses cover. Talking Nurses - a telephone based service also available.

Credit Interest Rates

BalanceGross Rate %AER %
£1.00 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.99% - Per Month12.50%
£0.01 and over:- £6.00 Per Month
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
N/A
N/A
£25.00

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 and over:- £6.00 Per Day
£0.01 and over: £0.00
N/A
N/A
£10.00
£100.00

Foreign Usage Charge (Europe / Worldwide)

  • £0.00 / £0.00
  • 2.75% (Min £1.50) / 2.75% (Min £1.50)
  • £0.00 / £0.00
  • 3.75% (Min £1.50) / 3.75% (Min £1.50)
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