Current Accounts Product Details

Nationwide BS

FlexDirect - Funded

Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £10.00 overdraft: fee of £0.00 per day. Over £10.00 overdraft: fee of £0.50 per day.

General Account Details

Regular Funding/Income: Min £1000.00 Per Month
Min 18 Years
None
None
None

Account Management

  • No
  • No
  • Yes
  • No
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
"Recommend a Friend" scheme, existing customers introducing a friend to a Nationwide current account will receive £100, the friend will also receive £100. New customer must use the current account switch service and transfer 2 direct debits.
Eligible for Select Credit Card.
Discounted rates on loans.
Eligible for Flexclusive accounts.

Credit Interest Rates

BalanceGross Rate %AER %
£0.01 - £2500.004.89% 5.00%
£2500.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £10.00:- £0.00 Per Day. £10.01 and over:- £0.50 Per Day
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
14:30 same day
N/A
N/A

Introductory Arranged Overdraft

0% for 12 months on balances of £0.01 and over (Fee waived for first 12 months) :- £0.00 Per Day

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £10.00:- £0.50 Per Day. £10.01 and over:- £5.00 Per Day Max £35.00 Per Month
£0.01 and over: £5.00
14:30 same day
N/A
N/A
£50.00

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

  • 2.75% / 2.75%
  • £0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

  • 2.75% / 2.75%
  • £1.00 / £1.00

Service Performance

The table below shows this provider's current account service performance.

The information shown covers all of their main current accounts, not just this specific account.

ServiceCompleted same day %Completed on average (days)Complete for 99% of customers
Open a current account*100% 0 days0 days
Get a debit card0% 7 days11 days
Get Internet banking0% 13 days29 days
Get an overdraft0% 1 day5 days
Replace a lost debit card0% 6 days9 days
* Once all requested documents and information have been received.
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