Current Accounts Product Details

Nationwide BS

FlexDirect - Funded

Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £10.00 overdraft: fee of £0.00 per day. Over £10.00 overdraft: fee of £0.50 per day.

General Account Details

Regular Funding/Income: Min £1000.00 Per Month
Min 18 Years
None
None
None

Account Management

  • No
  • No
  • Yes
  • No
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Earn cashback from selected retailers when customers subscribe to Simply Rewards.
"Recommend a Friend" scheme, existing customers introducing a friend to a Nationwide current account will receive £100, the friend will also receive £100. New customer must use the current account switch service and transfer 2 direct debits.
Simply Rewards scheme provides discounts and deals when using Nationwide Visa debit card.
Eligible for Select Credit Card.
Discounted rates on loans.
Eligible for Flexclusive accounts.

Credit Interest Rates

BalanceGross Rate %AER %
£0.01 - £2500.004.89% 5.00%
£2500.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £10.00:- £0.00 Per Day. £10.01 and over:- £0.50 Per Day
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
14:30 same day
N/A
N/A

Introductory Arranged Overdraft

0% for 12 months on balances of £0.01 and over (Fee waived for first 12 months) :- £0.00 Per Day

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £10.00:- £0.50 Per Day. £10.01 and over:- £5.00 Per Day Max £35.00 Per Month
£0.01 and over: £5.00
14:30 same day
N/A
N/A
£50.00

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

  • 2.75% / 2.75%
  • £0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

  • 2.75% / 2.75%
  • £1.00 / £1.00
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