Current Accounts Product Details

Nationwide BS

FlexPlus

Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £250.00 overdraft: fee of £0.00 per day. Over £250.00 overdraft: fee of £0.50 per day.

General Account Details

None
Min 18 Years
None
£13.00 Per Month
None

Account Management

  • No
  • No
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
"Recommend a Friend" scheme, existing customers introducing a friend to a Nationwide current account will receive £100, the friend will also receive £100. New customer must use the current account switch service and transfer 2 direct debits.
Free worldwide cover on mobile or smartphone against loss, theft, damage, breakdown and unauthorised calls for all family members living at the same address. Max 4 successful claims per 12 months. Mobile phone up to the max individual retail cost or value of £1K inc VAT. Cost of unauthorised calls up to a max of £2K inc VAT, upto £250 inc VAT PAYG. Accessory cover upto £250. Excess up to £100.
Eligible for Select Credit Card.
Discounted rates on loans.
Eligible for Flexclusive accounts.
Free UK and European breakdown cover including home assistance, home transfer and relay cover for account holder. Personal cover protecting customer regardless of which vehicle they are in and vehicle cover giving protection to any driver authorised by the account holder using the account holder's vehicle.
Free. Covers account holder and family (also when travelling independently). Maximum cover age 69 years old. Available on trips up to 31 days. Includes winter sports, golf, wedding and business trips. Includes baggage, cancellation cover and delay with additional expenses for food and travel if delayed by 4 hours or more.

Credit Interest Rates

BalanceGross Rate %AER %
£0.01 - £2500.002.96% 3.00%
£2500.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £250.00:- £0.00 Per Day. £250.01 and over:- £0.50 Per Day
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
14:30 same day
N/A
N/A

Introductory Arranged Overdraft

0% for 3 months on balances of £0.01 and over (Fee waived for first 3 months) :- £0.50 Per Day

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Month0.00%
£0.01 to £10.00:- £0.50 Per Day. £10.01 and over:- £5.00 Per Day Max £50.00 Per Month
£0.01 and over: £0.00
14:30 same day
N/A
N/A
£50.00

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

  • 2.75% / 2.75%
  • £0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

  • 0.00% / 0.00%
  • £0.00 / £0.00

Service Performance

The table below shows this provider's current account service performance.

The information shown covers all of their main current accounts, not just this specific account.

ServiceCompleted same day %Completed on average (days)Complete for 99% of customers
Open a current account*100% 0 days0 days
Get a debit card0% 7 days11 days
Get Internet banking0% 13 days29 days
Get an overdraft0% 1 day5 days
Replace a lost debit card0% 6 days9 days
* Once all requested documents and information have been received.
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