Current Accounts Product Details

Lloyds Bank

Club Lloyds

Representative Example: Based on an overdraft limit of £500 charged at 0.00% EAR Variable. Up to £106.99 overdraft: fee of £0.00 per day. Over £106.99 overdraft: fee of £0.01 per day for each complete £7.00 overdrawn.

General Account Details

None
Min 18 Years
None
£3.00 Per Month. Account fee waived if account credit with at least £1500.00 per month
None

Account Management

  • Yes
  • No
  • Yes
  • Yes
  • Yes
  • Yes

Facilities

  • Yes
  • Yes
  • Yes
  • Yes
  • Visa
  • £500
  • Yes

Benefits

- Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.
Everyday Offers - Earn up to 15% cashback from selected retailers when shopping with a Lloyds Bank credit or debit card. Customers must be registered for Online Banking and hold a Lloyds Bank current account to be eligible.
Everyday Offers - Earn a one-off cashback amount when take out a Direct Debit subscription with participating retailers. Customers must be registered for Online Banking and hold a Lloyds Bank current account to be eligible.
Free entry into "It’s on Us", for the chance to have any transaction up to £500 refunded, drawn per month.
10% discount on new home insurance when purchased online or by telephone. Club Lloyds Customers receive an extra 10% discount when they take out a combined buildings and contents by purchasing via internet banking.
10% discount on new home insurance when purchased online or by telephone. Club Lloyds Customers receive an extra 10% discount when they take out a combined buildings and contents by purchasing via internet banking.
Free Lifestyle Benefit, choose one per year of either 12 month Gourmet Society Membership offering 2 for 1 meals or 25% off food and drinks bills at participating restaurants, or 6 free Vue cinema tickets per year, or free magazine subscription for 12 months with a choice of 14 printed or digital titles deliver to the door or downloaded to an Apple device.
Eligible for preferential rates on unsecured loans. Must have held account for more than 1 year.
Free exclusive access to Club Lloyds residential mortgages.
Free exclusive access to Club Lloyds Monthly Saver.
Free exclusive access to Club Lloyds Saver.
Commission-free foreign currency and non-sterling travellers cheques.

Credit Interest Rates

BalanceGross Rate %AER %
£1.00 - £5000.001.98% 2.00%
£5000.01 +0.00% 0.00%

Arranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Day0.00%
£0.01 to £106.99:- £0.00 Per Day. £107.00 and over:- £0.01 per day for each complete £7.00 overdrawn
£0.01 and over:- £0.00 Per Request
£0.01 and over:- £0.00 Per Request
14:30 same day
N/A
N/A

Introductory Arranged Overdraft

0% for 3 months on balances of £0.01 and over (Fee waived for first 3 months) :- £0.00 Per Day

Unarranged Overdraft

Yes
Minimum BalanceRate %EAR %
£0.010.00% - Per Day0.00%
£0.01 and over:- £0.00 Per Day
£0.01 and over: £0.00
14:30 same day
N/A
N/A
£0.00

Foreign Usage Charge (Europe / Worldwide)

  • 2.99% Charges levied at time of transaction / 2.99% Charges levied at time of transaction
  • £0.50 Charges levied at time of transaction / £0.50 Charges levied at time of transaction
  • 2.99% Charges levied at time of transaction / 2.99% Charges levied at time of transaction
  • £1.50 Charges levied at time of transaction / £1.50 Charges levied at time of transaction
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