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Select from the filters to refine your results and find what you are looking for:

Account Types

Features

Account Management

Show me products first that have quick links to the provider's site

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Direct debits, standing orders and cash card

Account can be opened only in branch

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 16 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

N/A

Transaction Charge

N/A

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

£1.50 / £1.50

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 43% 1 day 10 days

Get a debit card 0% 8 days 52 days

Get internet banking 0% 0 days 0 days

Get an overdraft 0% 22 days 29 days

Replace a lost debit card 0% 9 days 74 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

14:00 same day

Monthly Maximum Charge

N/A

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Manage via Smartphone App

No Credit Interest Paid

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Account Sweeping

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.50. £0.00 (Fee for payments in Euros within the EEA) / £0.50

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£1.50. £0.00 (Fee for payments in Euros within the EEA) / £1.50

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 100% 0 days 0 days

Get a debit card 0% 5 days 6 days

Get internet banking 8% 2 days 6 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 2 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Day

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

0.00

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on debit card purchases

- Everyday Offers - Earn up to 15% cashback from selected retailers when shopping with a Bank of Scotland credit or debit card. Customers must be registered for Online Banking and hold a Bank of Scotland current account to be eligible.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Manage via Smartphone App

No credit interest

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£1.00+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 93% 0 days 11 days

Get a debit card 0% 4 days 7 days

Get internet banking 0% 4 days 7 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 3 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on debit card purchases

- Eligible for Barclays Cashback, earn cashback and discounts on goods, services and travel. Customers must use online or mobile banking to qualify.

Exclusive offers with this account

- Free personalised debit card. You can upload own pictures or choose from extensive online gallery.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Manage via Smartphone App

No credit interest

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Account Sweeping

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.50. £0.00 (Fee for payments in Euros within the EEA) / £0.50

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£1.50. £0.00 (Fee for payments in Euros within the EEA) / £1.50

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 100% 0 days 0 days

Get a debit card 0% 5 days 6 days

Get internet banking 2% 2 days 6 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 2 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Day

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on debit card purchases

- Cashback Extras - Earn up to 15% cashback from selected retailers when shopping with a Halifax credit or debit card. Customers must be registered for Online Banking and hold a Halifax current account to be eligible.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Can be managed at Post Offices

No account benefits

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 16 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

2.00% (Min £1.75, max £5.00) / 2.00% (Min £1.75, max £5.00)

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 19% 1 day 24 days

Get a debit card 0% 6 days 13 days

Get internet banking 0% 5 days 7 days

Get an overdraft 99% 0 days 0 days

Replace a lost debit card 0% 3 days 6 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Manage via web and Smartphone App

No credit interest

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Account Sweeping

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.50. £0.00 (Fee for payments in Euros within the EEA) / £0.50

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£1.50. £0.00 (Fee for payments in Euros within the EEA) / £1.50

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 100% 0 days 0 days

Get a debit card 0% 5 days 6 days

Get internet banking 6% 2 days 6 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 2 days 5 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Day

0.00%

Refused Payment Fee

£0.00

Grace Period

14:30 same day

Monthly Maximum Charge

N/A

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Cashback on debit card purchases

- Everyday Offers - Earn up to 15% cashback from selected retailers when shopping with a Lloyds Bank credit or debit card. Customers must be registered for Online Banking and hold a Lloyds Bank current account to be eligible.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Available from age 11

No Standing Order facility until age 16

Account can only be opened in branch

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 11 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Standing Orders

Debit Card

Mastercard

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

/

Transaction Charge

/

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

0.00% (Only via LINK ATMs) / 2.99% (Only via LINK ATMs)

Transaction Charge

£0.00 (Only via LINK ATMs) / £1.50 (Only via LINK ATMs)

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 89% 0 days 7 days

Get a debit card 53% 2 days 7 days

Get internet banking 100% 0 days 0 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 90% 0 days 4 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Debit card, Direct debits, standing orders

No credit interest paid

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£1.00+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 99% 0 days 0 days

Get a debit card 0% 8 days 13 days

Get internet banking 0% 10 days 14 days

Get an overdraft 0% 8 days 13 days

Replace a lost debit card 0% 6 days 11 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Some benefits might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Open via phone or branch

From age 18 only

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 0% 1 day 1 day

Get a debit card 0% 3 days 6 days

Get internet banking 0% 8 days 8 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 3 days 6 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Emergency Cash Service

- Free 24/7 Emergency Cash Service to withdraw up to £300 for online and telephone banking customers or £60 if not.

Overdraft Rate (EAR)

N/A

Interest Rate (AER)

0.00%

Account Fee

N/A

Account Management

Additional Information

Open via phone or branch

Available from age 18 only

Switch Service Guarantee member

Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

None

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Direct Debits

Standing Orders

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£300

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01+

0.00%

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.75% / 2.75%

Transaction Charge

0.00% / 0.00%

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 0% 1 day 1 day

Get a debit card 0% 3 days 6 days

Get internet banking 0% 8 days 8 days

Get an overdraft 100% 0 days 0 days

Replace a lost debit card 0% 3 days 6 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

N/A

N/A

Arranged Overdraft

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

N/A

Monthly Maximum Charge

N/A

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Emergency Cash Service

- Free 24/7 Emergency Cash Service to withdraw up to £300 for online and telephone banking customers or £60 if not.

Note

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution. Our data experts work tirelessly to make sure the rates and information we show are up to date and correct. Moneyfacts.co.uk Limited is an independent credit broker not a lender. We will receive a payment from credit providers where customers link to them from Moneyfacts.co.uk. None of these arrangements affects our independence.

Disclaimer

All overdrafts are subject to the applicant’s status. You may not be offered credit. All rates and fees are subject to change without notice. Please check all rates and terms before borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

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