Compare the Best UK Current Accounts

Select from the filters to refine your results and find what you are looking for Show

Select from the filters to refine your results and find what you are looking for:

Account Types

Features

Account Management

Provider Links First

Overdraft Rate (EAR)

39.90%

Interest Rate (AER)

5.00%

Account Fee

N/A

Account Management

Additional Information

Credit interest payable up to £1500

At least £1,000 must be paid in per month

Switch Service Guarantee member

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Representative Example:Based on an overdraft limit of £1200 charged at 39.90% EAR Variable. Representative 39.9% APR variable.

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits

General Account Details

Funding Required

Regular Funding/Income: Min £1000.00 Per Month

Minimum / Maximum Age

Min 18 Years

Eligibility

None

Account Fee

None

Introductory Account Fee

None

Facilities

Cheque Book

Direct Debits

Standing Orders

Tied/Linked Accounts

Switch Service Guarantee

Debit Card

Visa

Withdrawal Limit

£500

Credit Interest Rates

Balance

Gross Rate %

AER %

£0.01 - £1500.00

4.89%

5.00%

£1500.01+

0.00%

Foreign Usage Charges

Debit card payment in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Cash withdrawal in a foreign currency in Europe / Worldwide

Currency Conversion Charge

2.99% / 2.99%

Transaction Charge

£0.00 / £0.00

Service Performance

The table below shows the provider's current account service performance.

The information shown covers all of their main current accounts, not just specific to this account.

Service Completed

Same day Average 99%

Open a current account* 31% 5 days 11 days

Get a debit card 0% 7 days 11 days

Get internet banking 0% 8 days 11 days

Get an overdraft 0% 7 days 11 days

Replace a lost debit card 0% 6 days 9 days

* Once all requested documents and information have been received.

Overdrafts

Introductory Arranged Overdraft

Introductory Arranged on

Switched Current Accounts

0.00% for 12 months

N/A

Arranged Overdraft

Arranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

2.84% - Per Month

39.90%

Grace period

14:30 same day

Unarranged Overdraft

Unarranged Overdraft Available

Min. Balance

Rate %

EAR %

£0.01

0.00% - Per Month

0.00%

Refused Payment Fee

£0.00

Grace Period

14:30 same day

Monthly Maximum Charge

N/A

Range of annual interest rates payable for overdraft

Arranged Unarranged Refused payment fee

39.90%

0.00%

£0.00

Data as of: 31 December 2023

Overdraft Pricing in the previous calendar quarter

Range of Advertised APRs during the period

39.9%

Cost of holding a £500 overdraft

For 7 days

For 30 days

For 60 days

£3.26

£13.99

£28.37

Benefits

Other benefits, as well as those shown, might be available on this account. A full list of benefits will be included in the terms and conditions of the account.

Credit cards - preferential terms

- Eligible for Member Credit Card.

Savings - preferential terms

- Eligible for Flex Instant Saver

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Overdraft Rate (EAR)

N/A

Interest Rate (AER)

4.35%

Account Fee

N/A

Account Management

Additional Information

Credit interest paid on balances up to £85K.

No cash or cheque deposits available.

No charges on foreign debit card usage.

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Representative Example:N/A

General

Credit Interest Rates

Foreign Usage

Service Performance

Overdrafts

Benefits