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Credit cards Guides

Find your credit card providers

Updated: 12th December 2017 - First Published: 12th December 2017 Find out who provides your credit card. Most branded cards are issued by another provider – this could cause issues if you want to transfer a balance later. Read More...

What is a minimum payment on a credit card?

Updated: 12th December 2017 - First Published: 12th December 2017 Find out how minimum payments on your credit card work. Read our practical guide & see why only making the minimum can be so expensive. Read More...

Should you take out a store card?

Updated: 12th December 2017 - First Published: 12th December 2017 Store cards are a type of credit card with certain unique characteristics... a store card will only allow you to spend in the shops of a particular retailer or retail group. But the differences don't end there... Read More...

What is an APR(C)?

Updated: 12th December 2017 - First Published: 12th December 2017 APR is a term you'll see on several different products, including mortgages, credit cards & loans. Short for Annual Percentage Rate, it’s a legal requirement shown on products. Read our practical guide to understand what APR you will actually get. Read More...

Want to cancel your credit card?

Updated: 12th December 2017 - First Published: 12th December 2017 Just what exactly are your rights when it comes to cancelling a credit card agreement? And how do you go about it? The moneyfacts.co.uk guide to cancelling your credit card explains all… Read More...

Guide to 0% credit cards for retail purchases

Updated: 12th December 2017 - First Published: 12th December 2017 Credit cards are a flexible and secure way to buy goods and services. Find out about the best cards for shopping, including 0% interest, cashback and rewards. Read More...

UK store cards – who’s the lender?

Updated: 24th May 2017 - First Published: 24th May 2017 Store cards are usually just branded cards that are issued by a credit provider. Find out who provides your card in our comprehensive list. Read More...

What type of credit card is best?

Updated: 01st December 2017 - First Published: 24th May 2017 They’re so easy aren’t they: credit cards? It lands on your doormat, 85.60 x 53.98mm of pure spending power, emblazoned with your chosen design. But what is the rate for purchases? Balance transfers? Do you get any rewards for spending on it? Read More...

Booking a holiday using a credit card?

Updated: 01st December 2017 - First Published: 18th April 2017 Should you use savings to book your summer holiday or a credit card? Attractive 0% deals, purchase protection & rewards make paying by plastic attractive, but be careful… Read More...

Prepaid cards: convenient, controllable spending

Updated: 01st December 2017 - First Published: 29th March 2017 Prepaid cards can be a fantastic way to manage to your everyday finances. They’re also available to you if you can’t get a bank account or have a bad credit history. Read More...


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