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Find your credit card providers

Category: Credit cards
Author: Tim Leonard
Updated: 09/11/2018

Knowing your credit card provider is important. The list below explains which UK credit cards are owned by which providers.

Why is it important you know your credit card provider?

  • You may not be allowed to hold more than one credit card with the same provider
  • You probably won't be allowed to transfer balances between cards held with the same credit provider

If you are applying for a new 0% balance transfer credit card, you should find out who provides the card you are interested in applying for to avoid disappointment later.

Who provides the credit card?

Many credit card brands are actually issued by another lender. Find out who provides your card in our comprehensive list.

To find your provider, click the corresponding letter below.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y z

Credit Card BrandCredit Provider
118 118 Money118 118 Money
Albion (West Bromwich Albion FC)Creation Financial Services
Allied Irish BankAllied Irish Bank
AmazonNewDay Ltd
American ExpressAmerican Express
aquaNewDay Ltd
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Bank of China UKBank of China UK
Bank of Ireland (UK)Bank of Ireland (UK)
Bank of ScotlandBank of Scotland
British AirwaysAmerican Express

BurtonNewDay Ltd

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Capital One BankCapital One Bank
Costco TrueEarningsAmerican Express
Clydesdale BankClydesdale Bank
Coutts & CoCoutts & Co
Creation Financial ServicesCreation Financial Services

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Danske BankDanske Bank

DebenhamsNewDay Ltd

Dorothy PerkinsNewDay Ltd

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EvansNewDay Ltd

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first directFirst Direct
First Trust Bank (NI)First Trust Bank (NI)

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graniteVanquis Bank

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HalifaxBank of Scotland


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IHG Rewards ClubCreation Financial Services

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John Lewis/WaitroseJohn Lewis Financial Services

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Laura AshleyNewDay Ltd
Lloyds BankLloyds Bank

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Marbles CardNewDay Ltd
M&S BankM&S Bank

MaximilesCreation Financial Services
Metro BankMetro Bank

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Nationwide BSNationwide BS
NewDayNewDay Ltd

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Ocean CreditCapital One

OpusNewDay Ltd

OriginVanquis Bank

OutfitNewDay Ltd

Owls (Sheffield Wednesday FC)Creation Financial Services

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Post Office Money ®Bank of Ireland (UK)

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Royal Bank of ScotlandRoyal Bank of Scotland

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Sainsbury's BankSainsbury's Bank
SmileThe Co-operative Bank

StarwoodAmerican Express

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Tandem BankTandem Bank

Tesco BankTesco Bank

The Co-operative BankThe Co-operative Bank

Think MoneyThink Money


TUINewDay Ltd

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Ulster BankUlster Bank

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Vanquis BankVanquis Bank

VeryCapital One Bank

Virgin MoneyVirgin Money

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WallisNewDay Ltd
Wolves (Wolverhampton Wanderers FC)Creation Financial Services

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Yorkshire BankYorkshire Bank

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What next?

Compare whole of market credit cards

Who's the card provider? Store cards

More information on credit cards? - read our credit card guides section

Disclaimer: This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.