Reviewed: Admiral Car Insurance

Moneyfacts has rated Admiral Car Insurance, LittleBox with or without Plug & Drive and MultiCar insurance policy as five stars.

Analysts at Moneyfacts rate the best car insurance providers across all aspects of the insurance policy including pricing, services, and additional areas of cover. For example, discounts for multiple vehicles, courtesy vehicles and cover for personal belongings.

Admiral offers single and MultiCar insurance with the following features:

• Windscreen repair (excess applies)
• Courtesy car while vehicle is being repaired
• 90 days automatic cover for driving in Europe
• Stereo cover
• £5,000 personal injury cover for the main driver and their partner
• Sat-Nav and personal belongings cover damaged when in or stolen from the car is covered up to £150 for replacements
• 24 hour emergency helpline
• Battery cover for accidental damage, fire and theft
• Protect electric vehicles charging cables against theft, accidental damage and fire and theft

MultiCar insurance provides the same cover as single car insurance and offers a discount for every car added to the policy. All the vehicles under the MultiCar policy have the same renewal date and there are no restrictions on friends and family adding vehicles to the same MultiCar policy.

Consumers should check full policy details and any exclusions or conditions with the insurer.

Admiral LittleBox Insurance is a form of ‘black box’ or telematics insurance. This type of insurance is usually used for younger drivers as a way to reduce their insurance premiums. Admiral’s LittleBox insurance uses a small device that is fitted inside of the car in order to track how the driver behaves. There is also the option to select a telematics device that is connected through a power or lighter socket by the policy holder. This is called LittleBox Plug & Drive.

The types of behaviour a telelmatics device tracks includes how the driver takes corners, braking style, the times of day or night when journeys are made and the length of those journeys.

LittleBox insurance provides drivers with an up front discount when selecting Admiral single or MultiCar cover. In addition, it also acts as a tracker in case the vehicle is stolen.

Unlike other telematics insurance, LittleBox does not come with an upper age limit. Drivers need to own a vehicle worth more than £250 which is less than 15 years old, and drive more than 1900 miles per year.