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Mortgages Guides

Offset mortgages and compensation arrangements

Updated: 15th October 2018 It’s well documented that savings held in a UK bank or building society account are covered up to £85,000 by the FSCS, but what about savings offset against your mortgage? Read More...

What is a tracker mortgage?

Updated: 28th September 2018 Tracker mortgages are a type of variable rate mortgage. They’re different because they follow (or track) another rate, usually the Bank of England Base Rate. Read More...

What income can I use for a mortgage application?

Updated: 05th April 2018 An important part of any mortgage application is the affordability check – where the provider decides how much you can afford to borrow, and therefore what size mortgage you’ll be offered. Read More...

What is a shared ownership mortgage?

Updated: 04th May 2018 Find out which lenders offer shared ownership mortgages as well as how the scheme works, and why it might be suitable for you. Read More...

What is an offset mortgage?

Updated: 04th May 2018 Use your savings to pay off your mortgage sooner! Offset mortgages help you save mortgage interest by shortening your term, or lowering your payments… Read More...

Could you overpay your mortgage?

Updated: 13th March 2018 Mortgage rates have been at historically low levels for some time now, but the base rate started to increase in 2017 as well as more increases on the cards for 2018. Yet homeowners could continue to benefit for a while yet. Read More...

Getting on the ladder: First time buyers' guide

Updated: 07th March 2018 The current market is great for first-time buyers. Over the last few months there’s been a definite increase in the number of people getting on that first rung of the housing ladder, helped in no small part by Government incentives. Read More...

Mortgage terminology – glossary and jargon buster

Updated: 04th May 2018 Baffled by mortgage terminology? Our glossary and jargon buster explains commonly used terms in the home buying and remortgaging process. Read More...

Repayment and interest-only mortgages explained

Updated: 04th May 2018 Find out how repayment and interest only mortgages work. This in-depth guide will tell you the risks, as well as who the different repayment types could be suitable for. Read More...

Improve your chances of getting a mortgage

Updated: 04th May 2018 If you haven’t remortgaged recently, you may find that you have to jump through a few extra hoops to obtain a new mortgage. Read More...


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