Best Cash ISA Round Up 2019 |

January 2019 - Best Cash ISAs

Best short-term ISAs

The re-launch of Paragon Bank’s Limited Edition Easy Access ISA was the biggest news in the flexible ISA sector. This account offered savers the best deal in January with its rate of 1.45% yearly, or 1.44% on a monthly basis. Savers needed to be quick to open the account as, true to its name, it was only available for a limited time and was removed from the market in February.

For short-term savers, there was a lot of competition in the one-year fixed rate cash ISA sector. This started when Aldermore increased the rate on its product to 1.70%, which Coventry Building Society quickly followed by raising the rate on its own one-year fixed rate ISA to offer savers the same rate. Usurping both Aldermore and Coventry Building Society by the end of January was Cynergy Bank, which increased its rate to offer savers 1.73%.

Compare the best short-term ISA rates here

Best long-term ISAs

While the long-term ISA sector didn’t see the same level of competition as the one-year fixed rate market, there were still some good deals around for savers. The best January deals for long-term ISAs came from Coventry Building Society, which offered a two-year ISA at the rate of 1.90% and a three-year ISA at 2.05%. Overall, the best rate across all ISAs in January came from Coventry Building Society with its five-year ISA rate of 2.30%.

Compare the best long-term ISA rates here

Disclaimer: Information is correct as of the date of publication (as shown in the heading of this article). Any products featured may be withdrawn by their provider or changed at any time.