Instant & Easy Access Cash ISAs Up to 1.35% Variable

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Best Instant & Easy Access Cash ISAs

What are instant access cash ISAs?

Instant access cash ISAs are tax-free savings accounts that usually allow savers to have instant access to their cash. They normally allow unlimited further additions which make them ideal for those wanting to regularly add to their savings, and withdrawals and transfers out can typically be made without penalty. View today's best rates below or read our Instant Access Cash ISA guide to learn more.

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Best rates - Instant access cash ISAs

Best rates - Instant access cash ISAs

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  • Paragon Bank Triple Access Cash ISA (Issue 8)
    AER
    1.35%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    1.35%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Marcus by Goldman Sachs® Cash ISA
    AER
    1.30%
    Includes a bonus
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • SAGA Saga Cash ISA
    AER
    1.30%
    Includes a bonus
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Skipton BS Cash eISA Saver Issue 11
    AER
    1.05%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    1.05%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Nationwide BS 1 Year Triple Access Online ISA 13
    AER
    1.00%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Go To Provider's Site
  • Leeds BS Limited Issue Online Access ISA (Issue 48)
    AER
    0.86%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    On Maturity
    Go To Provider's Site
  • Paragon Bank Triple Access Cash ISA (Issue 8)
    AER
    0.25%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Further Options ˅
    Go To Provider's Site
    AER
    0.25%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Monthly
    Go To Provider's Site
  • Nationwide BS 1 Year Triple Access Online ISA 13
    AER
    0.15%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
    Go To Provider's Site
  • Cynergy Bank Online ISA (Issue 24)
    AER
    1.40%
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Yearly
  • Tesco Bank Instant Access Cash ISA
    AER
    1.32%
    Includes a bonus
    Account Type
    Cash ISA
    Notice
    None
    Interest Paid
    Anniversary
Note

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme (FSCS) up to a maximum level of protection of £85,000 per person per institution. All new savings or bank accounts provided to UK customers are now covered by the FSCS.

Disclaimer

All rates subject to change without notice. Please check all rates and terms before investing or borrowing. Accounts available to the institution’s existing customers only are not included in our search results.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

Comparing Instant Access Cash ISAs

Our instant access cash ISAs comparison chart is an easy way of comparing all the instant access cash ISAs available on the market, making it quick and simple to see which one could be right for you. The chart lists all the products in an easy-to-read format, starting with those that can be applied for directly by clicking on the ‘Go To Provider’s Site’ button. Under these, the accounts are arranged in descending order to show the highest rates first and the lowest rates at the bottom. The chart can be easily refined according to your specific criteria, for example by changing the investment amount, investment type and account management and opening options, as well as by letting you see the top-paying accounts first, with or without a link. 

How to choose the right instant access cash ISA for you

When choosing the right instant access cash ISA there are many factors that need to be taken into consideration. Along with considering the interest rate being offered, it’s also important to look at factors such as the minimum investment needed and how the account can be opened and managed, as these will have an impact on the suitability of the account. Make sure to check the withdrawal restrictions, too – while many instant access ISAs allow unlimited access to funds, some have stricter rules in place, so always check the finer details of any account before making your decision.

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