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Loans Guides

We've collated our most popular and most recently-published loan guides in one place for you. Designed to help you through the basics as well as more complicated issues, browse our entire back catalogue today.

Ready to compare rates? Browse today's best personal loan and secured loan rates.

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Our most popular loans guides

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How to improve your credit score

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

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What is a cooling off period? What are my rights?

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance. Find out when this applies and how it works.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance.

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APR explained UK credit cards and loans

The annual percentage rate, is used as an indicator of the interest and charges you would have to pay back on an unsecured loan or credit card per year.

The annual percentage rate, is used as an indicator of the interest and charges you would have to pay back on an unsecured loan or credit card per year.

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How does being self-employed impact your finances?

What you need to know about how being self-employed can impact your finances.

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Should I avoid payday loans?

Payday loans offer easy loans up to around £1000 a month typically charging very high interest rates. Find out more about payday loans in our guide.

Payday loans offer easy loans up to around £1000 a month typically charging very high interest rates. Find out more about payday loans in our guide.

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What affects your credit score?

Applications for credit, your payment history and levels of debt are some of the factors that can affect your credit score. Find out more here.

Find out some of the factors that can positively and negatively affect your credit score.

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Loans glossary

Loan terminology explained - get a full understanding of loans and the terminology behind them before applying. Read out guide to find out more about key terms.

Loan terminology explained - get a full understanding of loans and the terminology behind them before applying. Read out guide to find out more about key terms.

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Can I get a guarantor loan?

Guarantor loans are used by people with no or a bad credit history. In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot. Find out more here.

In this type of loan a 'guarantor' guarantees the lender that they will repay the loan if the person who has taken it out cannot.

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All loans guides

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What is a cooling off period? What are my rights?

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance. Find out when this applies and how it works.

A cooling off period is a number of days, usually 14, that allows you to change your mind about a purchase or contract you completed from a distance.

Read More
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What affects your credit score?

Applications for credit, your payment history and levels of debt are some of the factors that can affect your credit score. Find out more here.

Find out some of the factors that can positively and negatively affect your credit score.

Read More
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What is debt consolidation?

One strategy to help you manage your debts with multiple lenders is to consolidate it all under one form of credit. Debt consolidation can have several benefits for the right borrower, but could another debt repayment strategy work for you?

Debt consolidation can have several benefits for the right borrower, but there are some points to bear in mind.

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How To Stay Safe Online This Christmas

Worried about staying safe online this Christmas? It’s vital be alert to potential risks. We look at how you can stay safe as you spend this festive season.

Worried about staying safe online this Christmas? It’s vital be alert to potential risks. We look at how you can stay safe as you spend this festive season..

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How to get a bridging loan

In this guide we’ve explained what a bridging loan is, and some considerations you’ll need to make during the application process.

In this guide we’ve explained what a bridging loan is, and some considerations you’ll need to make during the application process.

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How to fund home improvements

In this guide we’ve listed some of the different ways you can finance your home renovation project.

In this guide we’ve listed some of the different ways you can finance your home renovation project.

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How to improve your credit score

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Read More
guides icon
Should I avoid payday loans?

Payday loans offer easy loans up to around £1000 a month typically charging very high interest rates. Find out more about payday loans in our guide.

Payday loans offer easy loans up to around £1000 a month typically charging very high interest rates. Find out more about payday loans in our guide.

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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.

Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.