100% Mortgages - No Deposit | moneyfacts.co.uk

100% Mortgages - No Deposit

  - If you have no deposit for a mortgage, there are still options. They're rare, but they do exist! Compare all the mortgages available to you with 100% LTV.
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Searching all 4835 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.

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Rate APRC Mortgage Type Product Fees Initial Monthly Payment Total Amount Repayable Apply Today

2.69% reverting to 2.99% 3.0% Fixed to 31/01/2021 None £1,145.61 £352,850 Details...
Speak to an Adviser
Representative Example: 37 monthly payments of £1145.61 and 263 monthly payments of £1179.97. Total interest of £102,720, valuation fees of £0 and product fees of £0.

3.04% reverting to 5.04% 4.7% Discounted Variable to 3 Years £1,200 £1,190.74 £423,952 Details...
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Representative Example: 36 monthly payments of £1190.74 and 264 monthly payments of £1437.18. Total interest of £172,282, valuation fees of £270 and product fees of £1200.

3.24% for term 3.3% Discounted Variable for Term £999 £1,216.97 £366,540 Details...
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Representative Example: 300 monthly payments of £1216.97. Total interest of £115,091, valuation fees of £275 and product fees of £999.

3.24% for term 3.3% Discounted Variable for Term £999 £1,216.97 £366,540 Details...
Speak to an Adviser
Representative Example: 300 monthly payments of £1216.97. Total interest of £115,091, valuation fees of £275 and product fees of £999.

3.40% reverting to 4.95% 4.5% Discounted Variable to 4 Years £199 £1,238.19 £418,564 Details...
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Representative Example: 48 monthly payments of £1238.19 and 252 monthly payments of £1423.52. Total interest of £168,160, valuation fees of £0 and product fees of £199.

3.54% reverting to 5.09% 4.6% Discounted Variable to 5 Years £199 £1,256.93 £420,685 Details...
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Representative Example: 60 monthly payments of £1256.93 and 240 monthly payments of £1436.00. Total interest of £170,056, valuation fees of £260 and product fees of £199.

3.74% reverting to 5.09% 4.7% Discounted Variable to 5 Years £199 £1,283.97 £423,570 Details...
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Representative Example: 60 monthly payments of £1283.97 and 240 monthly payments of £1441.26. Total interest of £172,941, valuation fees of £260 and product fees of £199.

3.79% reverting to 5.09% 4.7% Fixed to 5 Years £199 £1,290.78 £424,290 Details...
Speak to an Adviser
Representative Example: 60 monthly payments of £1290.78 and 240 monthly payments of £1442.56. Total interest of £173,661, valuation fees of £260 and product fees of £199.

3.99% reverting to 5.09% 4.8% Fixed to 5 Years £199 £1,318.21 £427,174 Details...
Speak to an Adviser
Representative Example: 60 monthly payments of £1318.21 and 240 monthly payments of £1447.72. Total interest of £176,545, valuation fees of £260 and product fees of £199.

5.18% reverting to 5.73% 5.9% Fixed to 2 Years £1,298 £1,487.81 £469,483 Details...
0333 920 8356
Representative Example: 24 monthly payments of £1487.81 and 276 monthly payments of £1564.70. Total interest of £217,565, valuation fees of £480 and product fees of £1298.

5.18% reverting to 5.73% 5.9% Fixed to 2 Years £1,298 £1,487.81 £469,483 Details...
0333 920 8356
Representative Example: 24 monthly payments of £1487.81 and 276 monthly payments of £1564.70. Total interest of £217,565, valuation fees of £480 and product fees of £1298.

5.18% reverting to 5.73% 5.8% Fixed to 3 Years £1,298 £1,487.81 £467,871 Details...
0333 920 8356
Representative Example: 36 monthly payments of £1487.81 and 264 monthly payments of £1562.09. Total interest of £215,953, valuation fees of £480 and product fees of £1298.

5.18% reverting to 5.73% 5.8% Fixed to 3 Years £1,298 £1,487.81 £467,871 Details...
0333 920 8356
Representative Example: 36 monthly payments of £1487.81 and 264 monthly payments of £1562.09. Total interest of £215,953, valuation fees of £480 and product fees of £1298.

5.28% reverting to 5.73% 5.8% Fixed to 5 Years £1,298 £1,502.55 £466,253 Details...
0333 920 8356
Representative Example: 60 monthly payments of £1502.55 and 240 monthly payments of £1559.09. Total interest of £214,335, valuation fees of £480 and product fees of £1298.

5.28% reverting to 5.73% 5.8% Fixed to 5 Years £1,298 £1,502.55 £466,253 Details...
0333 920 8356
Representative Example: 60 monthly payments of £1502.55 and 240 monthly payments of £1559.09. Total interest of £214,335, valuation fees of £480 and product fees of £1298.
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Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What does LTV mean?

LTV stands for loan-to-value, which means the amount of loan you’re looking for in relation to the value of your property. It’s a percentage figure, used to reflect the percentage of the property that’s mortgaged and the amount that’s yours, otherwise known as your equity.

A mortgage at 100% LTV will mean you’ll have a loan that’s worth 100% of the value of your property – essentially, the whole property will be mortgaged, without you having any equity.

The LTV also determines the amount of deposit you’ll need (or vice versa).

If you apply for a 100% LTV mortgage you won’t be required to put anything down as a deposit, but if you were seeking a mortgage at a lower LTV, the requirements would change accordingly. For example, if you applied for a mortgage at 75% LTV, you’d need a deposit worth 25% of the property’s value. First-time buyers or those who haven’t been able to save typically seek higher-LTV mortgages.
 

Mortgage Calculators

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How much do I need to borrow?How much do I need to borrow?
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