Compare 2 Year Mortgages From 1.14% Fixed | moneyfacts.co.uk
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2 Year Fixed Rate Moving Home Mortgages

Compare the best two-year fixed rate moving home mortgages.

The mortgages below show the best mortgage rates available for those who are moving home and are looking for a two-year fixed rate mortgage deal. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not moving home you can also search for remortgages and first-time buyer mortgages.

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Compare Fixed Rate Mortgage Terms

Best 2 Year Fixed Rate Mortgages

Best 2 Year Fixed Rate Mortgages

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  • Virgin Money Fixed
    Rate
    1.16%
    1.16% Fixed to 01/11/2022
    reverting to 4.34%
    APRC
    3.7%
    Max LTV
    65%
    Product Fees
    £1,495.00
    Initial Payment
    £837.47
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    1.17%
    1.17% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    60%
    Product Fees
    £995.00
    Initial Payment
    £838.47
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    1.17%
    1.17% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    60%
    Product Fees
    £995.00
    Initial Payment
    £838.47
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    1.24%
    1.24% Fixed to 30/09/2022
    reverting to 3.54%
    APRC
    3.2%
    Max LTV
    60%
    Product Fees
    £999.00
    Initial Payment
    £845.48
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    1.30%
    1.30% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    70%
    Product Fees
    £995.00
    Initial Payment
    £851.53
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    1.30%
    1.30% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    70%
    Product Fees
    £995.00
    Initial Payment
    £851.53
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    1.34%
    1.34% Fixed to 30/09/2022
    reverting to 3.54%
    APRC
    3.2%
    Max LTV
    70%
    Product Fees
    £999.00
    Initial Payment
    £855.57
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    1.34%
    1.34% Fixed to 30/09/2022
    reverting to 3.54%
    APRC
    3.2%
    Max LTV
    75%
    Product Fees
    £999.00
    Initial Payment
    £855.57
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    1.34%
    1.34% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    75%
    Product Fees
    £995.00
    Initial Payment
    £855.57
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    1.34%
    1.34% Fixed to 30/09/2022
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    75%
    Product Fees
    £995.00
    Initial Payment
    £855.57
    Total Over
    Go To Provider's Site
Representative Example
Disclaimer

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

Two-year fixed rate mortgages explained

At a glance

  • Two-year fixed rate mortgages start at an initial interest rate that is fixed for two years, after which you move onto the mortgage provider's standard variable rate.
  • Your monthly repayments will stay the same for two years, even if the Bank of England base rate rises.
  • Shorter-term mortgages like this usually offer lower interest rates than three, five or 10-year fixed mortgages.
  • At the end of your two-year term, you can remortgage to another mortgage deal.
  • When choosing the right two-year fixed mortgage for you, make sure you consider the arrangement fees and later standard variable rates – the lowest initial rates may not always offer the best value.