80% LTV Mortgages - Compare 80% Mortgage Deals | moneyfacts.co.uk

80% LTV Mortgages

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Searching all 5465 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.

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Rate APRC Mortgage Type Product Fees Initial Monthly Payment Total Amount Repayable Apply Today

1.24% reverting to 5.24% 4.7% Discounted Variable to 2 Years £2,149 £775.67 £341,970 Details...
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Representative Example: 24 monthly payments of £775.67 and 276 monthly payments of £1162.11. Total interest of £139,358, valuation fees of £288 and product fees of £2149.

1.49% reverting to 5.7% 5.0% Discounted Variable to 30/11/2020 £1,119 £798.93 £354,042 Details...
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Representative Example: 26 monthly payments of £798.93 and 274 monthly payments of £1211.68. Total interest of £152,773, valuation fees of £0 and product fees of £1119.

1.49% reverting to 5.34% 4.8% Discounted Variable to 2 Years £1,499 £798.93 £345,541 Details...
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Representative Example: 24 monthly payments of £798.93 and 276 monthly payments of £1175.50. Total interest of £143,612, valuation fees of £260 and product fees of £1499.

1.54% reverting to 4.69% 4.8% Variable to 31/10/2020 £999 £803.64 £348,196 Details...
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Representative Example: 25 monthly payments of £803.64 at a tracker rate of 1.54%, 36 monthly payments of £1105.60 and 239 monthly payments of £1201.07. Total interest of £146,948, valuation fees of £0 and product fees of £999.

1.55% reverting to 4.69% 4.9% Fixed to 30/11/2020 £1,999 £804.58 £348,447 Details...
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Representative Example: 26 monthly payments of £804.58, 36 monthly payments of £1104.60 and 238 monthly payments of £1199.64. Total interest of £146,199, valuation fees of £0 and product fees of £1999.

1.63% reverting to 4.69% 4.9% Fixed to 30/11/2020 £1,999 £812.15 £348,890 Details...
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Representative Example: 26 monthly payments of £812.15, 36 monthly payments of £1105.43 and 238 monthly payments of £1200.55. Total interest of £146,642, valuation fees of £0 and product fees of £1999.

1.63% reverting to 5.24% 4.8% Fixed to 2 Years £1,149 £812.15 £342,953 Details...
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Representative Example: 24 monthly payments of £812.15 and 276 monthly payments of £1166.12. Total interest of £141,341, valuation fees of £288 and product fees of £1149.

1.63% reverting to 4.25% 4.3% Fixed to 31/12/2020 £1,495 £812.15 £329,068 Details...
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Representative Example: 27 monthly payments of £812.15, 36 monthly payments of £1059.19 and 237 monthly payments of £1127.17. Total interest of £127,198, valuation fees of £235 and product fees of £1495.

1.64% reverting to 4.25% 4.3% Discounted Variable to 30/11/2020 £495 £813.10 £328,431 Details...
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Representative Example: 26 monthly payments of £813.10, 36 monthly payments of £1060.20 and 238 monthly payments of £1128.48. Total interest of £127,886, valuation fees of £0 and product fees of £495.

1.64% reverting to 4.49% 4.1% Fixed to 30/09/2020 £995 £813.10 £320,611 Details...
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Representative Example: 24 monthly payments of £813.10 and 276 monthly payments of £1086.78. Total interest of £119,466, valuation fees of £0 and product fees of £995.

1.64% reverting to 4.49% 4.1% Fixed to 30/09/2020 £995 £813.10 £320,611 Details...
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Representative Example: 24 monthly payments of £813.10 and 276 monthly payments of £1086.78. Total interest of £119,466, valuation fees of £0 and product fees of £995.

1.64% reverting to 4.24% 3.9% Fixed to 30/11/2020 £995 £813.10 £312,627 Details...
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Representative Example: 26 monthly payments of £813.10 and 274 monthly payments of £1059.18. Total interest of £111,356, valuation fees of £226 and product fees of £995.

1.65% reverting to 4.74% 4.3% Discounted Variable to 2 Years £699 £814.04 £327,962 Details...
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Representative Example: 24 monthly payments of £814.04 and 276 monthly payments of £1113.03. Total interest of £126,733, valuation fees of £330 and product fees of £699.

1.65% reverting to 5.05% 4.6% Fixed to 30/09/2020 £895 £814.04 £337,291 Details...
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Representative Example: 24 monthly payments of £814.04 and 276 monthly payments of £1145.92. Total interest of £135,811, valuation fees of £380 and product fees of £895.

1.68% reverting to 4.74% 4.3% Fixed to 31/12/2020 £1,495 £816.90 £326,851 Details...
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Representative Example: 27 monthly payments of £816.90 and 273 monthly payments of £1110.09. Total interest of £125,111, valuation fees of £0 and product fees of £1495.
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Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What does LTV mean?

LTV, otherwise known as loan-to-value, is a percentage figure that reflects the amount of mortgage you’re looking for in relation to the value of a property. It specifies the percentage of the property that’s mortgaged and the part that’s yours, so a mortgage at 80% LTV will mean you’ll have a loan that’s worth 80% of the property’s value, while you’ll own (or will have equity of) 20%.

It also specifies the amount of deposit you’ll need (or vice versa), so if you had a mortgage at 80% LTV, you’d need a 20% deposit. Conversely, the amount of deposit you’ve saved can also determine the LTV you’ll need, depending on the value of the property you’ve chosen.

 
 
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