80% LTV Mortgages - Best Mortgage Rates | moneyfacts.co.uk

80% LTV Mortgages

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Rate APRC Mortgage Type Product Fees Initial Monthly Payment Total Amount Repayable Apply Today

0.99% reverting to 4.99% 4.5% Discounted Variable to 2 Years £2,149 £752.84 £333,336 Details...
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Representative Example: 24 monthly payments of £752.84 and 276 monthly payments of £1132.81. Total interest of £130,724, valuation fees of £288 and product fees of £2149.

1.24% reverting to 5.09% 4.5% Discounted Variable to 2 Years £599 £775.67 £335,952 Details...
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Representative Example: 24 monthly payments of £775.67 and 276 monthly payments of £1146.04. Total interest of £134,923, valuation fees of £260 and product fees of £599.

1.33% reverting to 4.49% 4.1% Discounted Variable to 2 Years £699 £784.00 £319,179 Details...
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Representative Example: 24 monthly payments of £784.00 and 276 monthly payments of £1083.82. Total interest of £117,950, valuation fees of £330 and product fees of £699.

1.35% reverting to 4.99% 4.5% Fixed to 2 Years £1,149 £785.85 £334,149 Details...
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Representative Example: 24 monthly payments of £785.85 and 276 monthly payments of £1136.51. Total interest of £132,537, valuation fees of £288 and product fees of £1149.

1.39% reverting to 3.94% 3.6% Variable to 2 Years £999 £789.58 £303,774 Details...
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Representative Example: 24 monthly payments of £789.58 at a tracker rate of 1.39% and 276 monthly payments of £1028.17. Total interest of £102,725, valuation fees of £0 and product fees of £999.

1.39% reverting to 3.94% 3.6% Variable to 2 Years £899 £789.58 £303,674 Details...
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Representative Example: 24 monthly payments of £789.58 at a tracker rate of 1.39% and 276 monthly payments of £1028.17. Total interest of £102,725, valuation fees of £0 and product fees of £899.

1.39% reverting to 3.94% 3.6% Variable to 2 Years £899 £789.58 £303,674 Details...
Go to Site
Representative Example: 24 monthly payments of £789.58 at a tracker rate of 1.39% and 276 monthly payments of £1028.17. Total interest of £102,725, valuation fees of £0 and product fees of £899.

1.39% reverting to 5.09% 4.6% Fixed to 2 Years £1,000 £789.58 £337,112 Details...
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Representative Example: 24 monthly payments of £789.58 and 276 monthly payments of £1147.58. Total interest of £135,682, valuation fees of £260 and product fees of £1000.

1.39% reverting to 4.24% 3.8% Fixed to 31/03/2020 £745 £789.58 £310,949 Details...
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Representative Example: 26 monthly payments of £789.58 and 274 monthly payments of £1056.66. Total interest of £110,054, valuation fees of £0 and product fees of £745.

1.39% reverting to 4.24% 3.8% Fixed to 31/03/2020 £745 £789.58 £310,949 Details...
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Representative Example: 26 monthly payments of £789.58 and 274 monthly payments of £1056.66. Total interest of £110,054, valuation fees of £0 and product fees of £745.

1.42% reverting to 4.75% 4.2% Discounted Variable to 2 Years None £792.38 £326,105 Details...
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Representative Example: 24 monthly payments of £792.38 and 276 monthly payments of £1111.84. Total interest of £125,885, valuation fees of £0 and product fees of £0.

1.43% reverting to 4.49% 4.1% Discounted Variable to 2 Years £699 £793.31 £319,668 Details...
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Representative Example: 24 monthly payments of £793.31 and 276 monthly payments of £1084.78. Total interest of £118,439, valuation fees of £330 and product fees of £699.

1.44% reverting to 3.94% 3.6% Fixed to 28/02/2020 £899 £794.25 £303,910 Details...
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Representative Example: 24 monthly payments of £794.25 and 276 monthly payments of £1028.62. Total interest of £102,961, valuation fees of £0 and product fees of £899.

1.44% reverting to 3.94% 3.6% Fixed to 28/02/2020 £899 £794.25 £303,910 Details...
Go to Site
Representative Example: 24 monthly payments of £794.25 and 276 monthly payments of £1028.62. Total interest of £102,961, valuation fees of £0 and product fees of £899.

1.44% reverting to 3.94% 3.6% Fixed to 28/02/2020 £899 £794.25 £303,910 Details...
Go to Site
Representative Example: 24 monthly payments of £794.25 and 276 monthly payments of £1028.62. Total interest of £102,961, valuation fees of £0 and product fees of £899.
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Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What does LTV mean?

LTV, otherwise known as loan-to-value, is a percentage figure that reflects the amount of mortgage you’re looking for in relation to the value of a property. It specifies the percentage of the property that’s mortgaged and the part that’s yours, so a mortgage at 80% LTV will mean you’ll have a loan that’s worth 80% of the property’s value, while you’ll own (or will have equity of) 20%.

It also specifies the amount of deposit you’ll need (or vice versa), so if you had a mortgage at 80% LTV, you’d need a 20% deposit. Conversely, the amount of deposit you’ve saved can also determine the LTV you’ll need, depending on the value of the property you’ve chosen.

 
 
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